保险业常用词汇中英文对照

保险业常用词汇中英文对照保险业常用词汇中英文对照PAGE保险业常用词汇中英文对照保险业常用词汇中英文对照第一部分：保险承保业务1、一般保险原理保险insurance保险业insuranceindustry保险业务结构businessstructures保险业主体bodiesinInsuranceIndustry被保险人insured理赔claimsettlement承保利润微薄underwritingprofitisslight承保能力insurancecapacity承保业务underwritingoperation未决赔款储备金reserveIBRN大数法则LawofLargeNumbers营业额turnover市场缺陷marketimperfections社会保险socialinsurance个人代理人personalagent银行保险bankinsurance直销straightpin佣金brokerage手续费commissioncharges再保险reinsurance2、财产保险财产保险propertyinsurance长尾long－tail长期护理保险long—termcareinsurance短尾short－tail综合赔付率combinedratio自留retention车险autoinsurance财产保险propertyinsurance责任保险liabilityinsurance农业保险agriculturalinsurance巨灾保险catastropheinsurance意外伤害保险casualtyaccidentinsurance3、寿险词汇变额寿险variablelifeinsurance长寿保险insuranceonlastsurvivor定期寿险terminsurance 合同 劳动合同范本免费下载装修合同范本免费下载租赁合同免费下载房屋买卖合同下载劳务合同范本下载 储蓄机构contractualsavinginstitutions红利dividend疾病保险sicknessinsurance简易险industrialinsurance健康保险healthinsurance巨额医药费保险majormedical"insurancepolicy可变保费寿险flexible—premiumlifeinsurance利差损interestspreadrisk利率敏感型产品interest—sensitivewholelife赔期/期限indemnityperiod/limit普通寿险ordinarylifeinsurance人寿保险lifeinsurance预定利率市场化Market-basedAssumedInterestRate团险groupinsurance限期缴费终身寿险limited—paymentwholelifeinsurance养老保险endowmentinsurance医疗保险insuranceformedicalcare医疗费用保险medicalexpenseinsurance终身寿险wholelifeinsurance准备金reserve伤残收入保险disabilityincomeinsurance失能incapacity可变万能寿险Variable-universallifeinsurance可变年金Variableannuity评估价值AppraisalValue内含价值EmbededValue新业务价值ValueofNewBusiness税收优惠taxbreak税收递延型养老保险Deferredtaxendowmentinsurance大病医疗保险Largequantitymedicalinsurance分红保险ParticipatingInsurance传统保险traditionalinsurance理财型保险financialplanningorientedinsurance投资连结寿险unit—linkedlifeinsurance4、保险偿付能力风险资本要求risk—basedcapital固定最低成本要求fixedminimumcapitalrequirement保险偿付能力监管insurancesolvencyregulation保险监管信息系统InsuranceRegulatoryInformationSystem财务 分析 定性数据统计分析pdf销售业绩分析模板建筑结构震害分析销售进度分析表京东商城竞争战略分析 跟踪系统FinancialAnalysisTrackingSystem偿付能力Solvency偿付能力不足insolvent认可资产admissibleassets第二部分保险资产管理1、行业主体和监管保险资产管理insuranceassetmanagement保险法insurancelaw保险资产管理公司insuranceassetmanagementcompany中国人保集团People'sInsuranceCompanyofChina(简称PICC)中国人保资产管理公司PICCAssetManagementCompanyLimited慕尼黑再保险资产管理公司MunichERGOAssetManagementGmbH（简称MEAG）中国保监会ChinaInsuranceRegulatoryCommission（简称CIRC）保险投资“新政”innovationpoliciesininsuranceinvestment可投资资产investableasset投资公司法案InvestmentCompanyAct2、委托受托关系委托人client受托人trustee委托管理mandate绝对收益absolutereturn相对收益relativereturn3、组合管理大类资产配置assetsallocation战略资产配置StrategicAssetsAllocation（简称SAA）战术资产配置TacticAssetsAllocation（简称TAA）流动性管理liquiditymanagement资产负债管理Asset-LiabilityManagement（简称ALM）久期匹配durationmatching现金流匹配cashflowmatching一般账户generalaccount独立账户separateaccount4、类别投资固定收益投资fixed-incomeinvestment持有到期类资产held-to-maturityasset交易类资产tradingasset可供出售类资产assetavailableforsale股票投资equityinvestment基金投资fundinvestment另类投资alternativeinvestment境外投资overseasinvestment基础设施债权 计划 项目进度计划表范例计划下载计划下载计划下载课程教学计划下载 infrastructuredebtinvestmentplan未上市企业股权投资privateequityinvestment不动产投资realestateinvestment利率互换InterestRateSwap（简称IRS）均值一方差分析themean-variancemethod5、第三方业务财富管理wealthmanagement第三方投资管理thethird-partyassetmanagement企业年金occupationalannuity养老金pension集合投资产品collectiveinvestmentfund