年轻人应该学会理财.doc.doc

年轻人应该学会理财docTheYoungAndMoneyChinesepeopleareconfrontedwithmuchpressurefromfamily,career,especiallymoneyatpresentSoitneverbetolatetoattachimportancetothefinancialresponsibilitywhichmeansthosewhocanmanagetheirmoneywell,makeendswith,andrealizethevalueofmoneyInmyopinion,itisofgreatimportancetoteachtheyounghowtomanagemoney,incasetheyoungbecometheslaveofmoneyTherearethreereasonsforwhypeopleshouldbetaughthowtomanagemoneyatayoungageFirstly,learningtomanagemoneyatayoungagehelpusliveaeasyandrelaxedlifeAsweknow,nowadaysitisnormaltoseethemoonlightclanManyyoungpeoplehaverunoutoftheirallmoneybeforetheendofthemonth,thentheyhavetooverdrafttheiraccount,andpayofftheinterestagainandagainButhowdoesthiscomeaboutMostofthemhavenotbeentaughttohowtomanagemoneyattheiryoungageSotheymightberecklesswhentheyspendmoneyWhat’smore,theydon’tappreciatethevalueofmoneyItiscleartoseetheynevermakeaplanfortheirincomeandexpensesfortheylacktheeducationaboutmanagingmoneySecondly,ifwelearntomanagemoney,wemaycomeclosertosuccessIthinkthemostwellknownexampleisWarrenBuffettWhenheisyearsold,hebegantomakeasaleofchewinggumsAfteryears,onlyyearoldWarrenBuffettboughthisfirstshareFromthenon,WarrenBuffettstartedhislegendlifeIbelieveit’swhathelearnhowtomanagemoneyathisyoungagehelphimgainbrilliantsuccessThirdly,itmakeuskeepasensibleandcalmmindThereareindeedtoomuchtemptationaroundus,suchasthemobile,thecomputer,fashionclotheswhichcancatchyoureyesandcostyoualottooItisreallyhardforyoungpeopletoresistthemunderthecountlessandgloriousadvertisementsAllaboveaddnecessitytolearningmanagemoneyWewillbemorecalmtofacetemptationafterwetakethefinancialresponsibilityWebegintoknowwhatisworthspendingmoneyforandwhatshouldbegivenupLastbutnotleast,howtoteachyoungpeoplemanagemoneyParentsshouldtakepropermeasuresintimeTheyoungageisalameexcusefornotlearningtomanagemoneyNevercontroltheiruseofmoneyentirelyItcanonlymakemanagingseempainfulanddullTeachthemknowledgeaboutthebank,account,interestAsforschool,itoughttopreparesomefinancingcoursesforstudentsWhynottrytowardoffpotentialproblemsSolet’slearntomanagemoneytobecomefinanciallyresponsibleindividuals软件工程刘姗姗软件工程邱欣逸医学院陈明明年月日星期六