交通事故赔偿计算
交强险险险范险,
凡是险第三方;除本险、本险上的人,造成险失的~无险是否有险任~都是交强险险险范险。
有险任险~三方险险险失最高险险当2000元~三方险险最高险险医10000元~三方死亡险残最高险险110000元。
无险任险~三方险险险失最高险险当100元~三方险险最高险险医1000元~三方死亡险残最高险险11000元。
险险包括,险险、险险险、住院险、住院食险助险、必要合理的后险治险险、整容险医医伙、险险险。
死亡险险包括,险葬险、死亡险险险、险理险葬事宜的交通险、疾险险金、疾险助器残残残
具险、险理险、康险险、交通险、被扶险人生活险、住宿险、险工险、通险判或险解险生的决精神险害险慰金。
险险商险险的险建险险险商险三险险、险险险、险上人险险任险、和不险免险险。三险险是险交强险的险
充~险险险的险保障本险~险上人险险保本险上的人~不及免险能在险全部险任险全部险险。你
道路交通事故残准《人身害解》第伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤25条定,残疾金根伤伤伤伤伤伤伤伤伤据受害人失能力程度或者残等,按照受法院所在伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
地上一年度城居民人均可支配收人或者村居民人均收入准,自定残之日起按伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤20年伤算。但60周以上的,年伤伤伤伤伤伤伤伤增加一减少每1年;75周以上的,按伤伤伤伤伤伤5年算。伤伤伤 道路交通事故残准具体内容如下:伤伤伤伤伤伤伤伤伤伤伤伤伤
1.残疾金性的确定伤伤伤伤伤伤伤伤
残疾金的性,是害是精神害伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤?《人身害解》是以伤伤伤伤伤伤伤伤伤《国家法》的定依据,确定残疾金的性是指因伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
残疾而致的收人减少或者生活来源失予的害性的,否定了法伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤[20017号《于确定民事侵精神害任若干的解》残伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
疾金的定性。新出台的《中人民共和国侵任伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
法》再次残疾金的性予以确,明确定残疾金属伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
于害,而不属于精神害。伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
2.伤伤伤伤伤伤伤伤伤伤伤伤伤失能力程度的定准。
根据《工保条例》第伤伤伤伤伤伤伤21条的定:工生工,治情相伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤定后存在残疾、影响能力的,当行能力定。能力定伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤是指功能障碍程度和生活理障碍程度的等定,伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
功能障碍程度分十个残等,最重的一,最的十。生伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤活自理障碍分三个等:生活完全不能自理、生活大部分伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
不能自理和生活不能自理部分。
3.不同等,残准伤伤伤伤伤伤伤伤
目前,我国于残等的定准可以伤伤伤伤伤伤“伤”伤伤伤伤伤伤伤伤伤伤令出多,不同人的残,
不同的主管机制了不同的定准。道路交通事故案件中伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
受人的残程度定一般适用公安部布的《中人民伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
共和国国家准道路交通事故受人残定》。残疾金具体算公式:伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
(1)残疾金伤伤伤(60周以下的人伤伤伤伤伤)=伤伤残等(1伤的按100伤 算,II伤的减少10%,其他依此推伤伤)X受法院所在地上一年度城居民人均可支配收人或者村居民人均收人伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤x 20年;
(2)残疾金伤伤伤(60周以上的人伤伤伤伤伤)=伤伤残等(1伤的按100伤 算,II伤的减少10%,其他依此推伤伤)X受法院所在地上一年度城居民人均可支配收人或者村居民人均收人伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤x(20年一增加数伤伤);
(3)残疾金伤伤伤(75周以上的人伤伤伤伤伤)=伤伤残等(1伤的按100伤算,II伤的减少10%,其他依此推伤伤)X受法院所在地上一年度城居民人均可支配收入或者村居民人均收入伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤x5年。
当然,如果出《人身害解》定的伤伤伤伤伤伤“伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤受害人因残但收入没有减少,或者
残等但造成妨害重影响其就的伤伤伤伤伤伤伤伤伤”伤伤伤伤伤伤伤伤伤伤伤伤伤伤情形,可按定残疾金作相整。
交通事故受人多残附加指数之探伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
【引子】:
道路交通事故受人残定准《中人民共和国国家准伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤GB18667-2002道路交通事故受人残定》,下称《交通事故残定》,,伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤准的全部技内容制性。残定等及者的残疾金强涉
和被扶人生活的比例算,合《交通事故残定》可以得出:伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤I伤伤残的伤伤伤指数100%,X伤伤伤伤伤伤伤残的指数10%,相两指数差伤伤伤伤伤伤伤伤伤伤10%。者构成伤伤伤伤伤一残的指数容易理解,但是多残的指数如何伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
算却仁者仁,司法践中亦未达一致。本文将合案例及伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
相文件料就交通事故受人多残附加指数的算伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤作一要分析,供各位同仁参考或探。
【案例】:
2006年4月14日,被告李某伤伤伤AX出租在本市十字街由向西行至伤伤伤伤伤伤伤伤伤伤伤伤伤伤634号左伤伤伤弯掉,将正在道路右行走的原告徐某撞。之后,原告徐某在本市第三医院住院治伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤155天。2006年4月29日,南昌市交警西湖大作出交通事故定,定伤伤伤伤伤伤伤伤伤伤伤伤伤被告李某事故全部任。伤伤伤伤伤伤伤伤2007年1月17日,原告徐某司法定定:伤伤伤伤“伤伤伤伤伤右肱骨粉
碎性骨折至肢体功能失伤伤伤伤伤伤伤25%以上,定残九,右股骨粗隆粉伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤碎性骨折至肢体功能失伤伤伤伤伤伤伤10%以上,定残九,右第伤伤伤伤伤伤伤伤伤伤伤3、4、5、6肋骨骨折,伤定残十,拆内固定,两,及治伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤限定在人民8000元以内,全休六个月。”
之后,原、被告就事伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤宜商不成,遂将第三人保公司至南昌市西湖区人民法院。
一法院:伤伤伤“伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤原告构成三残等,其两十残的准,
在原告九残的数上,两个十残共增加伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤2%依法有据。残疾金……伤伤伤42024.58元,按照城人均收入伤伤伤伤伤795.92元/月×12个月×20年×22%,……”
2007年11月2日,原法院作出,伤伤伤伤伤伤2007,西民字第伤伤伤8号民事裁定,本案伤伤伤伤提起再。伤伤
再法院:伤伤伤“伤伤伤七、残疾金45844.99元,即按城居民人均月可支配收入伤伤伤伤伤伤伤伤伤伤伤795.92元/月×12月×20年×24%,45844.99元。原被告、原第三人均伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤提出残系数按22%伤算,此,本院,根据合残等的算,合被侵人的害后果,以伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤24%伤”算合法合理。
被告李某不服再伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤判决向南昌市中人民法院提出上。2008年7月22日,南昌市中伤人民法院作出,2008,洪民一字第伤伤伤97号民事判决,法院:伤伤伤伤“伤伤伤伤伤徐某情司法伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤定残九和二个十残,按残系数22%的准算残,原人伤伤伤伤伤伤伤伤伤伤伤伤伤民法院以24%伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤算,予更正,即残疾金42024.58元,……”
【分析】:
一、《交通事故残定料性附》伤伤伤伤伤伤伤伤伤伤伤伤摘要
附伤B多等残的合算伤伤伤伤伤伤伤伤伤伤
方法
快递客服问题件处理详细方法山木方法pdf计算方法pdf华与华方法下载八字理论方法下载
,料性附,伤伤伤伤伤伤
B.1多等残的合算伤伤伤伤伤伤伤伤
多等残的合算是按者的残算伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤方法加以算。
B.2多等残者的残算伤伤伤伤伤伤伤伤伤伤伤
根据残、任伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤系数、指数等,有下式:
n
C,Ct×C1×,Ih,?Ia,i,
i=1
n
,?Ia,i?10,,i=1,2,3……n,多残,伤伤伤伤
i=1
式中:C――伤伤伤伤伤伤伤伤伤伤伤残者的残,元,
Ct――伤伤伤伤伤伤伤伤伤残, 元,
C1――伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤任系数,即主体造成事故有任的程度,0?C1?1, Ih――伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤残等最高的残指数,即多等残者,最高伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤残等的比例,用百分比,%,表示,
Ia――伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤残附加指数,即增加一残所增加的比例,用百分比,%,表示,0?Ia?10,,
n
Ih,?Ia,i?100,
i=1
B.3 残指数伤伤伤伤伤伤
残指数是指残者当得伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤到残的比例。B.2中的残指数伤伤伤伤伤伤是按本准伤伤3.6条定,以残者的残程度比例作残者的残比例。伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
二、部分伤伤伤伤伤伤伤伤伤范性文件料摘要
1、《伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤州市中人民法院于理道路交通事故人身
伤伤伤伤伤伤伤伤伤伤伤伤伤害案件的指性意》第41条:受害人多残的,残疾者生活“伤伤伤伤伤伤伤伤伤伤伤伤助伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤可以在其最高残等准上适当增加。他残?-?伤伤伤伤伤伤的,增加每?,增加伤伤伤伤—伤伤伤伤伤伤伤伤伤伤伤伤伤伤金五个百分点,他残?的,增加??,增加金三个百每分点,增加的金伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤累不得超十个百分点,最高比例不得超100,。”
2、《深圳市中人民法院于理道路交通事故害案件的指伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤意,行,》第二十八条:受害人构成多残,增加一残所增加的比“伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
例,按所增加残的残指数的十分之一确定。伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤
如,受害人构成一个八伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤残、二个九残、一个十残,
其中的残附加指数伤伤伤伤伤伤伤伤伤0.02(即九残指数伤伤伤伤伤伤伤0.2的十分之一,和0.01,即十残伤伤伤伤伤指数0.1的十分之一,,的残指数伤伤伤伤伤伤伤伤伤0.35(0.3+0.02*2+0.01)。”
3、《江西省道路交通事故理若干定》,伤伤伤伤伤伤伤伤2004.6.9失效,第二十六条:交通事“故致残者的生活伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤助根据《中人民共和国安全行准》中
有交通事故受人残定的伤伤伤伤伤伤伤伤伤伤伤伤伤伤10个等,照交通事故生上年度伤伤伤伤伤伤伤伤伤伤伤伤伤本省平均生活的一定比例算。伤伤伤伤伤伤伤伤伤I伤伤伤伤伤伤伤伤伤伤伤伤伤伤残的比例平均生活用的100,,其余依次伤减10,。
一人符合两以上残等的,在其最伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤高残等准上适当提高伤伤伤伤伤伤伤伤伤伤比例,其余各属V伤伤以上,含本数,的,每提高5,,属VI伤以下,含本数,的,每伤提高3,。”
4、《道路交通事故残定伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤操作指南与研究》提出了北京市操作的具体定,伤伤即:残指数,“伤伤伤伤伤伤伤Is,,伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤残等最高的残指数,Ih,+伤伤伤伤伤伤残附加指数,Ia,
于残附加指数,伤伤伤伤伤伤伤伤伤伤伤Is,的确定,可以采用以下方法:
?,2伤伤伤伤伤伤伤伤残者,其中一次重残,V伤以下,不含V伤,的Ia伤伤5%,V伤以上,含V伤,的Ia伤伤10%,
?,3伤伤伤伤伤以上残者,Ia伤伤10%,
?,Ih伤I伤伤伤伤残者,不再算Ia伤,
?,伤伤伤伤伤伤伤伤伤残附加指数,Is,不超伤10%。
残指数,伤伤伤伤伤伤伤伤Is,不能超伤100%。”
三、案例点伤伤伤伤伤伤伤伤伤伤伤伤及百分数减相乘定法
本案法院未伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤采用晋定法,而是参照了深圳市中法院定的定方式即:受害人构成多残,增加一残所增加的比例,按所增加残的残“伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤伤