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首页 中国与美国银行系统的对比

中国与美国银行系统的对比.ppt

中国与美国银行系统的对比

鸡蛋花开满园香
2009-06-11 0人阅读 举报 0 0 暂无简介

简介:本文档为《中国与美国银行系统的对比ppt》,可适用于财会领域

ChineseBankingSystemvsAmericanBankingSystemChineseBankingSystemvsAmericanBankingSystemChineseBankingsystemChineseBankingsystemPeople’sBankofChinaPeople’sBankofChinaThePBCwasestablishedonDecember,basedontheconsolidationoftheformerHuabeiBank,BeihaiBankandXibeiFarmerBankPBCengagedinbothpolicyandcommercialbankingoperationsItsheadquarterisinShanghaiInSeptember,theStateCouncildecidedtohavethePBCfunctionasacentralbankIn,TheLawofthePeople'sRepublicofChinaonthePeople'sBankofChinawasenacted,andthislawwasamendedinPBC’sFunctionsPBC’sFunctionsConductmonetarypolicyPreventanddissolvefinancialrisksMaintainfinancialstabilityundertheleadershipoftheStateCouncilCommercialBanksinChinaCommercialBanksinChinastateownedcommercialbanksJointequitycommercialbanksOtherChineseBanksForeignCommercialBanksReformReformAtfirst,therefourwhollystateownedcommercialbanksAfterchina’sentrytotheWTO,thegovernmentstartedtoimplementaphasedreformThefinancialrestructuringstartedwiththeBOC(theBankofChina)andtheCCBattheendof,andthentheICBCAtpresent,thereisonlyonewhollystateownedcommercialbankABCStateownedCommercialbanksStateownedCommercialbanksTheIndustrialandCommercialBankofChina(ICBC)setupinTheagriculturalBankofChina(ABC)TheBankofChina(BOC)TheChinaConstructionBank(CCB)JointequityCommercialbanks股份制商业银行JointequityCommercialbanks股份制商业银行nationwideJointequityCommercialbanksChinaMinshengBankHuaxiaBankEverbrightBankofChinaCITICIndustrialBankBankofChinaConstructionBankofChinaEvergrowingBankCo,ltd(恒丰银行)ShanghaiPudongDevelopmentBankBankofCommunicationsChinaZheshangBankIndustrialBank(兴业银行)ShenzhenDevelopmentBankChinamerchantsbank(招商银行)GuangdongDevelopmentBank。Localcommercialbanks:BankofBeijingBankofShanghaiCreditAssociation:RuralCreditUnionandCooperativeBankspostofficesavingsbankOthersForeignBanksForeignBanksNationalCityBankofNewYorkHongKongandShangHaiBankingCorporationTheChartedBankBankofEastAsiaHangSengBankDBSGroup星展银行(中国)有限公司PS:In,thesixbanksmentionedabovecanengageinRMBbusinessPolicyBanksPolicyBanksAgriculturalDevelopmentBankofChinaTheStateDevelopmentBankTheExportandImportBankofChinaPolicyBanksPolicyBanksThesethreepolicybankswereestablishedintofacilitatetheseparationofpolicybankingfromcommercialbakingoperationsTheyplayaspecialroleinfinancingmajorinfrastructuralprojectsandpromotingagriculturaldevelopmentandinternationaltradeandinvestment美国金融体系美国金融体系ABriefHistoryABriefHistorythestbank–,BankofNorthAmericawassetupofficiallymanagedprivatelythefirstbankoftheUnitedStatesthesecondbankoftheUnitedStatesfreebankingera:,UShasnoofficialcentralbanksanationalbankwasformed截止到年底美国共有商业银行家比高峰时期已经减少了%。至年年底美国有多家银行。在美国银行体系中资本在亿美元以下的小银行占了绝大多数。美国的家银行中中小银行占银行总数的八成却只控制着总计的银行资本。NewsNews美国银行业监管部门联邦储蓄保险公司(FDIC)年月日公布的报告显示随着住房和信贷危机升级去年第四季度美国银行业出现年来的首次季度亏损。  报告说美国商业银行和吸储机构去年第四季度共亏损亿美元为年第四季度以来的首次季亏也是FDIC开始此项统计年来的最高季度亏损额。去年全年美国银行业共实现盈利亿美元为年以来最低。  报告显示在全美约家商业银行和吸储机构中截至第四季度末共有家被列入“问题银行”名单远高于第三季度末的家银行业“问题资产”(即还款逾期天以上的贷款)从前一季度的亿美元升至亿美元。  年初以来共有家商业银行和吸储机构被关闭去年全年为家。FDIC估计银行倒闭事件不断增加将使该机构的“存款保险基金”在未来年内损失约亿美元。截至去年年底该基金余额为亿美元远低于一年前的亿美元为年以来最低水平。FederalReserveBanksFederalReserveBanksUSFRSwasestablishedin,whenthereexistanceofalotshortcomingsCurrently,thereareregionalfederalreservebanksandbranchesFederalReserveBankofBostonNYPhiladephiaClevelandRichmandAtlantaChicagoSTLouisMinneapolisKansasCityDallasSanFranciscoFunctionsofFRSFunctionsofFRSMonetarypolicyTreasuryagentSupervisionofprivatebanksPreventanddissolvefinancialrisksCommercialBankingSystemCommercialBankingSystemThebiggestinstitutionfordeposits,almostcontroling¾ofthenationaldepositsbiggestonesandsuperonesNationalbanksCategoriesStatebanksNonstatememberbanksOthers:privatebanksbanker'sbanksTrustsindustrialbanksandsomesavingbanks。美国的商业银行总是和大财团有着密切相关并与其财团所拥有的大公司有着密切的金融关系和人事结合关系SomeFamousCommercialBanksSomeFamousCommercialBanksCitibankandCitigroupIncBankofAmericaandBankAmericaCorpJPMorganChaseChemicalbanksandChemicalNewYorkCorpManufacturer'sHanoverTrustCompanyUSBancorp(美国合众银行)UnitedCommercialBank(联合银行集团)WachoviaWashingtonMutualSunTrustbankerstrustcompanySavingsInstitutionsSavingsInstitutionsMutualsavingsbanks美国互助储蓄银行Savingsandloanassociations储蓄放款协会Creditunion信贷公会SpecializedfinancialinstitutionsoftheGovernment政府专业金融机构SpecializedfinancialinstitutionsoftheGovernment政府专业金融机构AgriculturalcreditinstitutionsFederalLandBanksFederalIntermediateCreditBankBanksforCooperativesFederalHomeLoanBankSystemHomecreditinstitutionsFederalNationalMortgageAssociationFederaldepositinsurancecorporationExportimportbankoftheUnitedStatesreferences:http:wwwpbcgovcnenglishrenhangjianjieresponsibilitiesasp

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中国与美国银行系统的对比

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