2012保险代理证考试标准题库07

2012保险代理证考试 标准 excel标准偏差excel标准偏差函数exl标准差函数国标检验抽样标准表免费下载红头文件格式标准下载 题库07 1、被保人不能预见的伤害，或被保人能够预见但由于疏忽而没有预见的伤害，应该属于( C ) A必定发生的事件 B确定发生的事件 C偶然发生的或突然发生的事件 D必然发生的事件 2、根据我国反不正当竞争法的规定，对经营者销售商品以行贿论处所针对的销售行为是( A ) A在帐外给予对方单位或者个人回扣 B季节性降价 C以明示方式给中间人支付佣金 D以明示方式给对方折扣 3、保险利益为合法利益是保险利益的确立条件之一，所谓“合法的利益”是指( A) A投保人对保险标的所具有的利益为法律所承认 B投保人对保险标的所具有的利益监管部门所承认 C投保人对保险标的所具有的利益为工商管理部门所承认 D投保人对保险标的所具有的利益为保险人所承认 4、我国核发的《保险代理从业人员资格资格证书》的机构是( A ) A中国保监会 B国家人事部 C行业协会 D保险公司 5、在失能收入损失保险中，保险人为了排除一些不连续的疾病或受伤，进而减少保险经营成本所采取的限制性 措施 《全国民用建筑工程设计技术措施》规划•建筑•景观全国民用建筑工程设计技术措施》规划•建筑•景观软件质量保证措施下载工地伤害及预防措施下载关于贯彻落实的具体措施 是(B ) A设定免责期间 B设定给付期间 C设定责任期间 D设定保险期间 6、依据我国《民法通则》规定，被取消的民事行为被认为是( D ) A从判决生效时无效 B从行为被取消时无效 C从行为人请求取消时无效 D从行为开始时无效 7、从被保险人的身体为保险标的，使被保险人在疾病或意外事故所致伤害时发生的医疗费用或收入损失获补偿的一种人身保险作为( A ) A健康保险 B工伤保险 C意外伤害保险 D人寿保险 8、由于中长期出口项目的金额较大，合同执行期限较长，涉及的业务环节较多，运作复杂，而且项目很少重复，因此与其他保险合同不同，中长期出口信用保险的合同属于( D ) A固定 格式 pdf格式笔记格式下载页码格式下载公文格式下载简报格式下载 的分数承保合同 B固定格式的统一承保合同 C有选择的固定格式的合同 D没有固定统一格式的合同 9、在农业保险中，果树保险具体分为(B ) A果树店虫害保险和果树死亡保险 B果树产量保险和果树死亡保险 C盛果期果树保险和衰老期果树保险 D初果期果树保险和盛果期果树保险 10、在根据利润指标进行定价的人寿保险定价方法中，其利润目标是预先规定的，其中，规定利润目标的方法之一是( A ) instrument has a single test condition, will be transferred to the coordination of the test phase, the instrument according to the stand-alone trials scheduled, with the process preparation of test solutions, equipped with professional technicians and skilled workers, to ensure safety and quality. 6. welding engineering construction programme 6.1 this engineering used construction specification 6.1.1 site equipment, and industrial pipeline welding engineering construction and the acceptance specification GB 50268-97 6.1.2 oil chemical toxic, and can burning media pipeline engineering construction and the acceptance specification SH 3501-2002 6.1.3 oil chemical low temperature steel welding procedures SH/T 3520-2004 6.1.4 oil chemical chrome nickel Austrian's body steel, and iron nickel alloy and nickel alloy pipeline welding procedures SH/T 3523-1999 6.1.5 SHJ520-92 petrochemical engineering technical specification for welding of CR-MO heat-resistant steel pipe 6.1.6 of the pressure vessel NDT 4730-94 6.2 JB weld preparation 6.2.1 construction according to the materials of the project specifications and welding methods, providing qualified welding procedure qualification report. 6.2.2 qualified welding procedure qualification based on the preparation of welding instruction, guide the welder welding operations. 6.2.3 where participation in site welding, must be in possession of boiler and pressure vessel welder certificates issued by the Labor Department. 6.2.4 where involved in the pipe and steel structure welding welders, welder before entry examinations should attend the owners, and construction should be made within the scope and eligibility approved by the quality and technology supervision departments and owners. 6.2.5 qualify for welding welder, welding process, should be approved by welding the welding process. A每年末的资产份额必须等于现金价值再加上一个边际 B每年末的负债份额必须等于现金价值再减去一个边际 C每年末的权益份额必须等于现金价值再减去一个边际 D每年末的权益份额必须等于现金价值再加上一个边际 11、我国企业财产保险基本险和综合险共同的除外责任是(A ) A地震 B台风 C不明飞行物坠落 D泥石流 12、当投保人与被保险人为同一人时，保险合同的当事人可以包括(D ) A保险人、投保人和受益人 B保险人、被保险人和受益人 C保险人、投保人和代理人 D保险人、投保人和被保险人 13、某公民甲某，被宣告死亡后，由其妹妹继承的两间房屋因经济拮据卖给了公民乙。但是甲某在被宣告死亡二年后重新出现，并由法院取消对他的死亡宣告。那么，根据《民法通则》的规定，对于这两间房屋的处理意见是(A ) A由甲的妹妹把卖房款返还给甲 B由乙返还甲，甲退款给乙 C甲某无权要求返还 D由乙无偿返还甲 14、在机动车交通事故责任强制保险合同中，受害人有(C )等。 A被保险人 B保险车辆上人员 C交通事故中遭受人身伤亡或者财产损失的人 D保险人 15、汪某通过房屋抵押向甲银行贷款购买了一套价值100万元的房屋，汪某自付30万元，贷款70万元，一年后汪某偿还贷款20万元，那么，此时银行对房屋的保险利益额度是(C ) A70万元 B80万元 C50万元 D100万元 16、投保单是构成完整保险合同的重要组成部分，一旦投保单存在“告知不实”的问题，保险合同的效力状态则处于(A ) A合同全部或部分无效 B合同履行暂缓 C合同履行中止 D合同依据有效 17、按照合同承担风险责任的方式分类，保险合同的种类有( B ) A定值保险合同、定量保险合同与不定值保险合同 B单一风险合同、综合风险合同与一切险合同 C足额保险合同、不足额保险合同和超额保险合同 D个别保险合同、单一风险合同和团体保险合同 18、在订有自动垫交保险费条款的长期人寿保险合同中，其保费垫交期间的保险合同效力状况是( A ) A继续有效 B效力终止 C效力中止 D部分有效 19、保守秘密是保险代理从业人员的一项义务，这里所指的秘密是指(A ) A客户和所属机构的秘密 B仅指客户的秘密 C仅指所属机构的秘密 D保险代理人相互之间的秘密 instrument has a single test condition, will be transferred to the coordination of the test phase, the instrument according to the stand-alone trials scheduled, with the process preparation of test solutions, equipped with professional technicians and skilled workers, to ensure safety and quality. 6. welding engineering construction programme 6.1 this engineering used construction specification 6.1.1 site equipment, and industrial pipeline welding engineering construction and the acceptance specification GB 50268-97 6.1.2 oil chemical toxic, and can burning media pipeline engineering construction and the acceptance specification SH 3501-2002 6.1.3 oil chemical low temperature steel welding procedures SH/T 3520-2004 6.1.4 oil chemical chrome nickel Austrian's body steel, and iron nickel alloy and nickel alloy pipeline welding procedures SH/T 3523-1999 6.1.5 SHJ520-92 petrochemical engineering technical specification for welding of CR-MO heat-resistant steel pipe 6.1.6 of the pressure vessel NDT 4730-94 6.2 JB weld preparation 6.2.1 construction according to the materials of the project specifications and welding methods, providing qualified welding procedure qualification report. 6.2.2 qualified welding procedure qualification based on the preparation of welding instruction, guide the welder welding operations. 6.2.3 where participation in site welding, must be in possession of boiler and pressure vessel welder certificates issued by the Labor Department. 6.2.4 where involved in the pipe and steel structure welding welders, welder before entry examinations should attend the owners, and construction should be made within the scope and eligibility approved by the quality and technology supervision departments and owners. 6.2.5 qualify for welding welder, welding process, should be approved by welding the welding process. 20、风险管理的基本目标是(B ) A完全消除所有潜在的风险 B以最小成本获得最大安全保障 C得到最优的购买保险安排 D损失出现后可以迅速采取科学措施补救 21、在种类、品质、性能和价值等方面大体相近的风险单位被称为( A ) A同质风险 B相同风险 C同类风险 D可比风险 22、在种类、品质、性能和价值等方面大体相近的风险单位被称为( A ) A同质风险 B相同风险 C同类风险 D可比风险 23、当投保人、被保险人未按约定履行维护保险标的安全义务时，保险人除有权要求增加保费，还可以采取的另一种处理方式是( B ) A变更合同 B解除合同 C宣布合同终止 D宣布合同无效 24、免赔额条款是医疗保险的主要特征之一，保险人根据全年赔款总计确定的免赔额称为( C ) A期间免赔额 B定期免赔额 C全年免赔额 D单位免赔额 25、在人身保险中，对于非标准体，保险人不能按照标准保险费率承保，但可以使用特别附 加条件承保，如( D ) A降低保险费率，增加保险金给付 B降低保险金额，限制保险金给付 C增加保险金额，保证保险金给付 D附加特约条款，保证保险金给付 26、在现代人寿保险中，大多数人寿保险采用的保费形式是( ) A均衡保费 B年度保费 C技术保费 D自然保费 27、在订有自动垫交保险费条款的长期人寿保险合同中，当垫交的保险费及利息达到一定数额时，保险合同即行终止，这里的一定数额是指( D ) A理论责任准备金 B所交保费数额 C实际责任准备金 D退保金数额 28、根据风险理论，风险的含义是( B ) A风险是指某种事件发生的确定性 B风险是指某种事件发生的不确定性 C风险是指某种事件损失发生的确定性 D风险是指某种事件盈利发生的不确定性 29、个人贷款抵押房屋保险的保险费率为年费率，以保险金额每千元计算，保险费率根据保险期限的长短划分为不同的档次，一般划分标准是( A) A按5年、6至10年、11至20年分别确定 B按5年、6至15年、16至20年分别确定 C按5年、6至20年分别确定 D按5年、6至10年、11至15年、16至20年分别确定 30、在长期人寿保险合同中，现金价值的运用和保管权人是( C ) A受益人 B保险人 C投保人 D被投保人 instrument has a single test condition, will be transferred to the coordination of the test phase, the instrument according to the stand-alone trials scheduled, with the process preparation of test solutions, equipped with professional technicians and skilled workers, to ensure safety and quality. 6. welding engineering construction programme 6.1 this engineering used construction specification 6.1.1 site equipment, and industrial pipeline welding engineering construction and the acceptance specification GB 50268-97 6.1.2 oil chemical toxic, and can burning media pipeline engineering construction and the acceptance specification SH 3501-2002 6.1.3 oil chemical low temperature steel welding procedures SH/T 3520-2004 6.1.4 oil chemical chrome nickel Austrian's body steel, and iron nickel alloy and nickel alloy pipeline welding procedures SH/T 3523-1999 6.1.5 SHJ520-92 petrochemical engineering technical specification for welding of CR-MO heat-resistant steel pipe 6.1.6 of the pressure vessel NDT 4730-94 6.2 JB weld preparation 6.2.1 construction according to the materials of the project specifications and welding methods, providing qualified welding procedure qualification report. 6.2.2 qualified welding procedure qualification based on the preparation of welding instruction, guide the welder welding operations. 6.2.3 where participation in site welding, must be in possession of boiler and pressure vessel welder certificates issued by the Labor Department. 6.2.4 where involved in the pipe and steel structure welding welders, welder before entry examinations should attend the owners, and construction should be made within the scope and eligibility approved by the quality and technology supervision departments and owners. 6.2.5 qualify for welding welder, welding process, should be approved by welding the welding process. 31、按照我国保险法的规定，保险责任开始的时间即为合同成立时，一般(D ) A由保险人单独约定 B由保险一方当事人口头约定 C由保险人与代理人双方约定 D由保险双方在保险合同中约定 32、在财产保险的承保中，保险人通常要求投保人安装自动报警系统等安全设施才予以承保，这一承保决策属于( D ) A拒保 B附条件承保 C优惠承保 D正常承保 33保险代理人的权利形式包括( B ) A明示权利和确认权利 B明示权利和默示权利 C明示权利和保证权利 D明示权利和公示权利 34、在订有失踪条款的人身意外伤害保险合同中，如果被保险人在约定的失踪期结束时仍下落不明，则保险人的处理意见是( ) A视同被保险人生存，再过一个失踪期后决定是否给付死亡保险金 B视同被保险人生存，不给付任何死亡保险金 C视同被保险人死亡，给付部分死亡保险金 D视同被保险人死亡，给付死亡保险金 35、下列保险中，在保险损失补偿原则运用中例外的险种是(C ) A机动车辆损失险 B家庭财产保险 C人身保险 D不定值保险 36、在保险销售的准保户开拓环节中，利用已有的关系，如亲朋关系，工作关系，商务关系 等从熟人那里开始推销，是准保户开拓的一条捷径，这一方法被称为( A )A缘故开拓 B电话联络 C连锁介绍 D陌生拜访 37、所有从业人员在职业活动中应该遵循的行为守则被称为( D ) A职业规范 B职业准则 C行为规范 D职业道德 38、在经济交往中，权利人与义务人之间，由于一方违约或违法致使对方遭受经济损失的风险被称为(B ) A动态风险 B信用风险 C投机风险 D责任风险 39、保险营销员根据保险公司的授权从事保险营销活动行为所引起的法律责任承担者是( A ) A保险公司 B行业协会 C中国保鉴会 D保险营销员 40、常见的医疗保险类型包括(A )等。 A普通医疗保险、住院保险、手术保险和综合医疗保险 B普通医疗保险、住院保险手术保险和长期护理保险 C普通医疗保险、住院保险、手术保险和收入保障保险 D普通医疗保险、疾病保险、手术保险和综合医疗保险 instrument has a single test condition, will be transferred to the coordination of the test phase, the instrument according to the stand-alone trials scheduled, with the process preparation of test solutions, equipped with professional technicians and skilled workers, to ensure safety and quality. 6. welding engineering construction programme 6.1 this engineering used construction specification 6.1.1 site equipment, and industrial pipeline welding engineering construction and the acceptance specification GB 50268-97 6.1.2 oil chemical toxic, and can burning media pipeline engineering construction and the acceptance specification SH 3501-2002 6.1.3 oil chemical low temperature steel welding procedures SH/T 3520-2004 6.1.4 oil chemical chrome nickel Austrian's body steel, and iron nickel alloy and nickel alloy pipeline welding procedures SH/T 3523-1999 6.1.5 SHJ520-92 petrochemical engineering technical specification for welding of CR-MO heat-resistant steel pipe 6.1.6 of the pressure vessel NDT 4730-94 6.2 JB weld preparation 6.2.1 construction according to the materials of the project specifications and welding methods, providing qualified welding procedure qualification report. 6.2.2 qualified welding procedure qualification based on the preparation of welding instruction, guide the welder welding operations. 6.2.3 where participation in site welding, must be in possession of boiler and pressure vessel welder certificates issued by the Labor Department. 6.2.4 where involved in the pipe and steel structure welding welders, welder before entry examinations should attend the owners, and construction should be made within the scope and eligibility approved by the quality and technology supervision departments and owners. 6.2.5 qualify for welding welder, welding process, should be approved by welding the welding process. 41、我国反不正当竞争法所界定的不正当竞争是指( D) A消费者违反本法规定，损害其他消费者的合法权益，扰乱社会经济秩序的行为 B经营者违反本法规定，损害其他消费者的合法权益，扰乱社会经济秩序的行为 C消费者违反本法规定，损害其他经营者的合法权益，扰乱社会经济秩序的行为 D经营者违反本法规定，损害其他经营者的合法权益，扰乱社会经济秩序的行为 42、作为寿险费率和责任准备金计算依据以及寿险成本核算依据的生命表，在寿险精算中的地位是( D ) A科学基础 B技术支持 C实务指导 D统计数据 43、根据中国保险监督机构的规定，包含保险保障功能并至少在一个投资帐户持有一定资产价值的人身保险产品属于( D ) A终身寿险 B养老保险 C分红保险 D投资连结保险 44、根据《保险营销员管理规定》，展业证的业务范围和销售区域与所属保险公司经营许可证上的业务范围和经营区域之间的大小关系是(A ) A前者必须等于后者 B前者必须大于后者 C前者必须小于后者 D前者必须小于或等于后者 45、在附加给付型重大疾病保险中，自被保险人身患保障范围内的重大疾病开始至保险人确定的某一时刻止的一段时间(例如30天、60天、90天或120天)称为( D) A保险期间 B给付期间 C观察期间 D生存期间 46、从表现形式上看，职业道德所呈现出来的特点是(B ) A个性化和多样化 B具体化和多样化 C具体化和单一化 D实践化和具体化 47、在我国保险实务中，普遍推行的“零时起保制”的含义之一是指保险合同生效的开始时间为(B ) A合同成立的当日零时 B合同成立的次日零时 C交付保费的次日零时 D交付保费的当日零时 48、按标的具体存在的形态，通常将财产保险的保险标的划分为( D ) A有形财产、有关利益或人身意外 B有形财产、无形财产或人身意外 C有形财产、健康或人身意外 D有形财产、无形财产或有关利益 49、保险代理从业人员在执业活动中应遵守保险行业自行组织的规则，这所诠释的是职业道德原则中的( B ) A勤勉尽责原则 B诚实信用原则 C专业胜任原则 D守法遵规原则 50、按我国保险法的规定，保险人在与投保人订立保险合同时应向投保人主动说明的事项是instrument has a single test condition, will be transferred to the coordination of the test phase, the instrument according to the stand-alone trials scheduled, with the process preparation of test solutions, equipped with professional technicians and skilled workers, to ensure safety and quality. 6. welding engineering construction programme 6.1 this engineering used construction specification 6.1.1 site equipment, and industrial pipeline welding engineering construction and the acceptance specification GB 50268-97 6.1.2 oil chemical toxic, and can burning media pipeline engineering construction and the acceptance specification SH 3501-2002 6.1.3 oil chemical low temperature steel welding procedures SH/T 3520-2004 6.1.4 oil chemical chrome nickel Austrian's body steel, and iron nickel alloy and nickel alloy pipeline welding procedures SH/T 3523-1999 6.1.5 SHJ520-92 petrochemical engineering technical specification for welding of CR-MO heat-resistant steel pipe 6.1.6 of the pressure vessel NDT 4730-94 6.2 JB weld preparation 6.2.1 construction according to the materials of the project specifications and welding methods, providing qualified welding procedure qualification report. 6.2.2 qualified welding procedure qualification based on the preparation of welding instruction, guide the welder welding operations. 6.2.3 where participation in site welding, must be in possession of boiler and pressure vessel welder certificates issued by the Labor Department. 6.2.4 where involved in the pipe and steel structure welding welders, welder before entry examinations should attend the owners, and construction should be made within the scope and eligibility approved by the quality and technology supervision departments and owners. 6.2.5 qualify for welding welder, welding process, should be approved by welding the welding process. ( A ) A保险合同的条款内容 B保险公司资本金的规模 C保险公司的名称和地址 D保险合同的种类 51、李某投保了家庭财产两全保险，保险期限5年，已经交纳保险储金5000元，李某因搬家到外地而退保，那么保险公司的处理方式是( C) A退还4500元，责任终止 B不退还保险储金，责任终止 C从保险储金中扣除应收保费，余额退还，责任终止 D不必退保，责任在外地继续有效到满期 52、就保险价值而言，人身保险的保险标的的特殊性表现为( A ) A没有客观的价值标准 B具有客观的价值标准 C具有主观的价值标准 D没有主观的价值标准 53、在人寿保险定价方法中，积累公式法可通过反复试验实现，即首先选择一个( D ) A公认保费进行计算，观察其损益 B协议保费进行计算，观察其高低 C初始保费进行计算，观察其反映 D试验保费进行计算，观察其结果 54、保险近因原则是确定保险责任的一项基本原则，近因原则所判断的关系是( C ) A被保险人与损失之间的因果关系 B保险人与保险标的损失之间的因果关系 C风险事故与保险标的损失之间的因果关系 D保险人与被保险人之间的保险关系 责任保险的保险人承保被保险人对第三者造成的财产损失和人身伤害依法应付的经济赔55、 偿责任，这里的财产损失是指(C ) A间接财产损失 B结算财产损失 C直接财产损失 D未来财产损失 56、从本质上看，保险代理人员的职业道德是( D ) A保险代理人员的职业精神 B思想道德在保险代理职业生活中的具体体现 C保险代理人员的职业素质 D社会道德在保险代理职业生活中的具体体现 57、在合同订立程序中，一方当事人就订立合同的主要条款，向另一方提出的建议的明确意思表示，被称为(B ) A承诺 B契约 C订立 D承保 58、根据《保险营销员管理规定》，保险营销员的存在形式是(B ) A机构 B个人 C单位 D法人 59、在合同存续期间，由于某种原因的发生而使保险合同的效力暂时失效，这一保险合同的效力状态被称为( D ) A保险合同消灭 B保险合同变更 C保险合同终止 D保险合同中止 instrument has a single test condition, will be transferred to the coordination of the test phase, the instrument according to the stand-alone trials scheduled, with the process preparation of test solutions, equipped with professional technicians and skilled workers, to ensure safety and quality. 6. welding engineering construction programme 6.1 this engineering used construction specification 6.1.1 site equipment, and industrial pipeline welding engineering construction and the acceptance specification GB 50268-97 6.1.2 oil chemical toxic, and can burning media pipeline engineering construction and the acceptance specification SH 3501-2002 6.1.3 oil chemical low temperature steel welding procedures SH/T 3520-2004 6.1.4 oil chemical chrome nickel Austrian's body steel, and iron nickel alloy and nickel alloy pipeline welding procedures SH/T 3523-1999 6.1.5 SHJ520-92 petrochemical engineering technical specification for welding of CR-MO heat-resistant steel pipe 6.1.6 of the pressure vessel NDT 4730-94 6.2 JB weld preparation 6.2.1 construction according to the materials of the project specifications and welding methods, providing qualified welding procedure qualification report. 6.2.2 qualified welding procedure qualification based on the preparation of welding instruction, guide the welder welding operations. 6.2.3 where participation in site welding, must be in possession of boiler and pressure vessel welder certificates issued by the Labor Department. 6.2.4 where involved in the pipe and steel structure welding welders, welder before entry examinations should attend the owners, and construction should be made within the scope and eligibility approved by the quality and technology supervision departments and owners. 6.2.5 qualify for welding welder, welding process, should be approved by welding the welding process. 60、考虑到健康保险的特殊性，一些国家把健康保险和人身意外伤害保险一并列为(C ) A第一领域业务 B第二领域业务 C第三领域业务 D第四领域业务 61、在人身意外伤害保险中，未来可能领取保险金的人包括( D ) A投保人或受益人 B投保人或代理人 C被保险人或投保人 D被保险人或受益人 62、根据我国消费者权益保护法的规定，消费者有权要求经营者提供的商品和服务符合( B ) A低价格、高质量的要求 B保障人身和财产安全的要求 C消费者个性化的要求 D国际最新标准的要求 63、某人投保了人身意外伤害保险，在回家的路上被汽车撞伤送往医院，在其住院治疗期间因突发心肌梗塞而死亡，那么，该被保险人死亡的近因是(A ) A心肌梗塞 B被汽车撞倒和心肌梗塞 C被汽车撞倒 D被汽车撞倒导致的心肌梗塞 64、既是投保人必须履行的基本义务又是保险合同生效的前提条件之一是( B ) A投保人必须履行防灾防损的义务 B投保人必须履行交纳保险费的义务 C投保人必须履行危险增加通知的义务 D投保人必须履行如实告知的义务 65、在财产保险中，通过保险人的补偿，恢复的是( D ) A被保险财产的费用 B被保险财产的期限 C被保险财产的价值 D被保险财产的使用价值 66、如果保险人已知被保险船舶改变航道时没有发表异议，但事后因改变航道致使船舶发生保险事故并造成重大损失，保险人对该起事故的正确做法是( B ) A退还保险费，不负赔偿责任 B负责赔偿损失 C修改合同 D解除合同 67、采用保险协议书形式订立的保险合同，如果因保险合同含义不满而发生争议，并非保险人一方的过错，其不利后果的承担者应是( D ) A保险人 B投保人 C被保险人 D保险人和被保险人 68、根据我国反不正当竞争法的规定，经营者对商品质量作引人误解的虚假表示的，将受到相应处罚，其处罚依据是(C ) A《中华人民共和国商标法》、《中华人民共和国产品质量法》的规定 B《中华人民共和国经济法》、《中华人民共和国产品质量法》的规定 C《中华人民共和国民法通则》、《中华人民共和国产品质量法》的规定 D《中华人民共和国商标法》、《中华人民共和国合同法》的规定 69、保险人在与现有客户及潜在客户接触的阶段，通过畅通有效的服务渠道，为客户提供产instrument has a single test condition, will be transferred to the coordination of the test phase, the instrument according to the stand-alone trials scheduled, with the process preparation of test solutions, equipped with professional technicians and skilled workers, to ensure safety and quality. 6. welding engineering construction programme 6.1 this engineering used construction specification 6.1.1 site equipment, and industrial pipeline welding engineering construction and the acceptance specification GB 50268-97 6.1.2 oil chemical toxic, and can burning media pipeline engineering construction and the acceptance specification SH 3501-2002 6.1.3 oil chemical low temperature steel welding procedures SH/T 3520-2004 6.1.4 oil chemical chrome nickel Austrian's body steel, and iron nickel alloy and nickel alloy pipeline welding procedures SH/T 3523-1999 6.1.5 SHJ520-92 petrochemical engineering technical specification for welding of CR-MO heat-resistant steel pipe 6.1.6 of the pressure vessel NDT 4730-94 6.2 JB weld preparation 6.2.1 construction according to the materials of the project specifications and welding methods, providing qualified welding procedure qualification report. 6.2.2 qualified welding procedure qualification based on the preparation of welding instruction, guide the welder welding operations. 6.2.3 where participation in site welding, must be in possession of boiler and pressure vessel welder certificates issued by the Labor Department. 6.2.4 where involved in the pipe and steel structure welding welders, welder before entry examinations should attend the owners, and construction should be made within the scope and eligibility approved by the quality and technology supervision departments and owners. 6.2.5 qualify for welding welder, welding process, should be approved by welding the welding process. 品信息，品质保证、合同义务履行、客户安全、纠纷处理等项目的服务以及基于客户的特殊需求和对客户的特别关注而提供附加服务内容的保险行为被称为(A ) A保险售后服务 B保险纠纷处理 C保险销售服务 D保险客户服务 70、在我国，机动车辆保险的承保方式是(D ) A重量价值保险 B定值保险 C定额保险 D不定值保险 71、根据《保险营销员管理规定》，保险营销员接受保险公司委托代表其从事保险营销活动的证明是(A ) A展业证 B资格证书 C营销证 D委托合同 72、从一般意义上讲，意外伤害的含义包括( B ) A未知和不定 B意外和伤害 C损失和损害 D死亡和残疾 73、诚实信用作为保险代理从业人员的应当遵守的职业道德行为，其要求保险代理从业人员对(D ) A 投保人做到诚实信用即可 B被保险人做到诚实信用即可 C保险人做到诚实信用即可 D保险人和投保人或被保险人同时做到诚实信用 74、保险代理从业人员资格证书持有人申请换发时，应当提交的 材料 关于××同志的政审材料调查表环保先进个人材料国家普通话测试材料农民专业合作社注销四查四问剖析材料 之一是( B ) A前1年内每年接受后续教育情况的有关证明 B前3年内每年接受后续教育情况的有关证明 C前5年内每年接受后续教育情况的有关证明 D前7年内每年接受后续教育情况的有关证明 75、根据我国保险法的规定，对属于保险责任但赔偿或给付保险金的数额不能够确定的索赔，保险人履行索赔或给付义务的最长时限是( A ) A30日 B20日 C60日 D10日 76、依照《民法通则》规定，民事法行为应当具备的条件不包括( B ) A意思表示真实 B行为人年满18岁 C行为人具有相应的民事行为能力 D不违反法律或者社会公共利益 77、团体人寿保险对每个被保险人的保险金额按照统一的规定确定，其具体做法有( C ) A被保险人单独自行选择和被保险人全部统一金额 B被保险人单独自行选择和以保费一定比例直接确定 C按团体统一保险金额的标准和对被保险人分类确定保险金额 D对被保险人分类确定保险金额和以保费一定比例直接确定 78、基于投保人的利益，为投保人与保险人订立保险合同提供中介服务，并依法收取佣金的机构，被称为( B ) A保险公佶人 B保险经纪人 C保险营销员 D保险代理人 79、通常，国内货物运输保险规定，货物发生保险责任范围内的损失，如果根据法律规定或instrument has a single test condition, will be transferred to the coordination of the test phase, the instrument according to the stand-alone trials scheduled, with the process preparation of test solutions, equipped with professional technicians and skilled workers, to ensure safety and quality. 6. welding engineering construction programme 6.1 this engineering used construction specification 6.1.1 site equipment, and industrial pipeline welding engineering construction and the acceptance specification GB 50268-97 6.1.2 oil chemical toxic, and can burning media pipeline engineering construction and the acceptance specification SH 3501-2002 6.1.3 oil chemical low temperature steel welding procedures SH/T 3520-2004 6.1.4 oil chemical chrome nickel Austrian's body steel, and iron nickel alloy and nickel alloy pipeline welding procedures SH/T 3523-1999 6.1.5 SHJ520-92 petrochemical engineering technical specification for welding of CR-MO heat-resistant steel pipe 6.1.6 of the pressure vessel NDT 4730-94 6.2 JB weld preparation 6.2.1 construction according to the materials of the project specifications and welding methods, providing qualified welding procedure qualification report. 6.2.2 qualified welding procedure qualification based on the preparation of welding instruction, guide the welder welding operations. 6.2.3 where participation in site welding, must be in possession of boiler and pressure vessel welder certificates issued by the Labor Department. 6.2.4 where involved in the pipe and steel structure welding welders, welder before entry examinations should attend the owners, and construction should be made within the scope and eligibility approved by the quality and technology supervision departments and owners. 6.2.5 qualify for welding welder, welding process, should be approved by welding the welding process. 者有关约定，应当由承运人负责赔偿全部责任时，被保险人正确的做法是( A ) A首先向承运人索赔 B首先向保险人索赔 C首先向发货人索赔 D首先向代理人索赔 80、保险代理人代为销售保险单，收取保险费等的依据是( C ) A保险代理合同中投保人的授权 B保险代理合同中受益人的授权 C保险代理合同中保险人的授权 D保险代理合同中被保险人的授权 81、根据我国消费者权益保护法的规定，消费者协会履行的职能之一是( D) A参与生产企业的年度生产计划的制定 B从事营利性服务 C参与销售企业市场开拓计划的制定 D参与有关行政部门对商品和服务的监督、检查 82、在人身意外伤害保险中，当被保险人因遭受意外伤害导致死亡时，保险人给付给受益人的保险金是(D ) A保险金额的50% B保险金额的75% C保险金额的90% D保险金额的100% 83、当保险标的因遭受保险事故而造成损失，依法应当由第三者承担赔偿责任时，保险人自交付赔偿金之日起，在赔偿金额限度内，依法取得对财产损失负有责任的第三者请求[赔偿的权利，这种权利叫做(B ) A代位使用权 B代位求偿权 C代位受益权 D代位管理权 84、根据《民法通则》的规定，公民下落不明满二年，利害关系人可向人民法院申请(B ) A死亡宣告 B失踪宣告 C逃亡宣告 D暂时失踪宣告 85、在健康保险中，保险人对所承担的疾病医疗保险金的给付责任，往往制定很多限制或制约性条款，其主要原因是( D ) A健康保险的风险小、易于控制并易于预测 B健康保险的风险小、易于控制且难以预测 C健康保险的风险大、不易控制但易于预测 D健康保险的风险大、不易控制和难以预测 86、与普通人寿保险相比，投资连结保险交费机制具有的典型特点是( A ) A灵活性 B复杂性 C固定性 D趸缴性 87、保险合同订立后，经被保险人同意，有权对保险标的采取安全防范措施的人是(C ) A投保人 B受益人 C保险人 D保险代理人 88、将保险资金中闲置的部分重新投入到社会再生产过程中，从而发挥保险金融中介的作用，这一作用所体现的保险功能是(B ) A保险保障功能 B资金融通功能 C社会管理功能 D保险给付功能 89、根据我国《保险法》的规定，保险公司及其工作人员在保险业务中隐瞒与保险合同有关instrument has a single test condition, will be transferred to the coordination of the test phase, the instrument according to the stand-alone trials scheduled, with the process preparation of test solutions, equipped with professional technicians and skilled workers, to ensure safety and quality. 6. welding engineering construction programme 6.1 this engineering used construction specification 6.1.1 site equipment, and industrial pipeline welding engineering construction and the acceptance specification GB 50268-97 6.1.2 oil chemical toxic, and can burning media pipeline engineering construction and the acceptance specification SH 3501-2002 6.1.3 oil chemical low temperature steel welding procedures SH/T 3520-2004 6.1.4 oil chemical chrome nickel Austrian's body steel, and iron nickel alloy and nickel alloy pipeline welding procedures SH/T 3523-1999 6.1.5 SHJ520-92 petrochemical engineering technical specification for welding of CR-MO heat-resistant steel pipe 6.1.6 of the pressure vessel NDT 4730-94 6.2 JB weld preparation 6.2.1 construction according to the materials of the project specifications and welding methods, providing qualified welding procedure qualification report. 6.2.2 qualified welding procedure qualification based on the preparation of welding instruction, guide the welder welding operations. 6.2.3 where participation in site welding, must be in possession of boiler and pressure vessel welder certificates issued by the Labor Department. 6.2.4 where involved in the pipe and steel structure welding welders, welder before entry examinations should attend the owners, and construction should be made within the scope and eligibility approved by the quality and technology supervision departments and owners. 6.2.5 qualify for welding welder, welding process, should be approved by welding the welding process. 的重要情况，欺骗投保人，被保险人或者受益人，或者拒不履行保险合同约定的赔偿或者给付保险金的义务，构成犯罪的，依法追究行政责任(B ) A正确 B错误 90、根据我国消费者权益保护法的规定，对于可能危及消费者的人身、财产安全的商品，经营者应当采取的措施是( ) A向消费者真实说明并明确警示，并说明和标明正确使用方法以及防止危害发生的方法 B向消费者提供商品质量的真实宣传 C立即向有关行政部门 报告 软件系统测试报告下载sgs报告如何下载关于路面塌陷情况报告535n,sgs报告怎么下载竣工报告下载 和告知消费者，并采取防止危害发生的措施 D听取消费者的意见，自觉接受监督 instrument has a single test condition, will be transferred to the coordination of the test phase, the instrument according to the stand-alone trials scheduled, with the process preparation of test solutions, equipped with professional technicians and skilled workers, to ensure safety and quality. 6. welding engineering construction programme 6.1 this engineering used construction specification 6.1.1 site equipment, and industrial pipeline welding engineering construction and the acceptance specification GB 50268-97 6.1.2 oil chemical toxic, and can burning media pipeline engineering construction and the acceptance specification SH 3501-2002 6.1.3 oil chemical low temperature steel welding procedures SH/T 3520-2004 6.1.4 oil chemical chrome nickel Austrian's body steel, and iron nickel alloy and nickel alloy pipeline welding procedures SH/T 3523-1999 6.1.5 SHJ520-92 petrochemical engineering technical specification for welding of CR-MO heat-resistant steel pipe 6.1.6 of the pressure vessel NDT 4730-94 6.2 JB weld preparation 6.2.1 construction according to the materials of the project specifications and welding methods, providing qualified welding procedure qualification report. 6.2.2 qualified welding procedure qualification based on the preparation of welding instruction, guide the welder welding operations. 6.2.3 where participation in site welding, must be in possession of boiler and pressure vessel welder certificates issued by the Labor Department. 6.2.4 where involved in the pipe and steel structure welding welders, welder before entry examinations should attend the owners, and construction should be made within the scope and eligibility approved by the quality and technology supervision departments and owners. 6.2.5 qualify for welding welder, welding process, should be approved by welding the welding process.