互联网时代下的预付卡、储值卡系统解决方案

互联网时代下的预付卡、储值卡系统解决 方案 气瓶 现场处置方案 .pdf气瓶 现场处置方案 .doc见习基地管理方案.doc关于群访事件的化解方案建筑工地扬尘治理专项方案下载 互联网、移动互联网时代下的 预付卡/储值卡系统解决方案 ----储值卡/预付卡/消费卡系统解决方案 一、储值卡背景 储值卡又叫预付费卡，是指发卡机构发行的，可让顾客先把钱存在卡片上，暂时没有消费，事后才动用预存的金额在商家处进行消费。因为采用先付钱，后消费的方式，能够帮助商家在短时间内回笼大量的资金，并且深度的绑定商家的客户，所以市场上有大量的商家采用储值卡、礼品卡的方式进行营销，并且承诺给储值卡和礼品卡的使用者一定的优惠，使得储值卡/礼品卡也受到了广大消费者的欢迎。 发行储值卡/预付卡的优势: 1. 帮助店面快速回笼现金流; 2. 深度绑定消费者，拥有储值卡的客户回头率高; 3. 储值卡有零头不消费，可获得残值; 4. 储值卡可扩大消费群体(如针对企事业单位发行礼品卡、富利卡); 5. 可以保持或提升门店营业额; 6. 储值卡可以提升品牌知名度和顾客忠诚度; 7. 可以提升顾客认知度和对品牌的依赖度。 8. 避免门店消费现金流水过多，收到假币或营业员作弊. 目前，储值卡在商场、购物中心、连锁机构、各类服务娱乐行业都有大量成功的使用。一卡易部分大客户案例: , 万科物业管理发展有限公司 , 任达山庄 , 深圳市演出公司(深圳大剧院) , 惠阳半岛新城市物业管理有限公司 , 惠州东部湾游艇会 installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the mullions used to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section conforms to design including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a technical as well as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box in place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vertical type and specification: before , 深圳汉堡王餐饮连锁 , 可颂坊食品有限公司 , 深圳名典咖啡语茶 , 北京好视力眼贴 , 豪歌迪时尚量贩KTV , 巴拉巴拉童装连锁 , 揭阳黄金假日大酒店(环西股份有限公司) ………… 二、储值卡类型 1、实名卡:卡内记录持卡人身份信息，凭密码消费。持卡人可以充值、挂失、换卡，可以重复使用。使用于店面常客的会员卡储值用途。 , 实名卡可以有效的绑定忠实客户，防止客户轻易流失 , 实名卡更加有安全保障，客户愿意预存更多的金额 , 实名卡可以结合网络商城来使用，实现在线充值、在线购物等操作 2、匿名卡:卡内不记录持卡人身份信息，凭卡消费。不可以挂失、换卡或充值，一次性使用。适合做礼品卡送礼、员工福利等用途。 , 商家销售、使用非常方便，可以作为礼品卡员工福利卡向各种公司和单位 兜售。能够在短时间能销售大量的卡，迅速回笼资金 , 消费者使用方便，无需复杂的操作 3、代金券:通常作为某种促销手段使用，消费者符合一定条件后自动获得一定的金额，下次消费时可以抵现使用 , 代金券的使用丰富了商家的营销手段 , 刺激顾客单次消费更多的金额 , 刺激顾客下次过来消费，增加营业额 以上卡类型可以转换，如匿名的礼品卡等，可以通过办理实名卡方式，为企业增加客源，深度绑定顾客。 l type and specification: beforerticain place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vewell as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box cal assign including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a technid to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section conforms to demullions use installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the- 2 - 聚焦老客户，创造新价值～ 三、储值卡系统方案 1,后台系统模块: 后台系统，作为管理端，可以管理所有权限，具有如下功能: 门店、终端管理和授权管理; 门店用户发卡、充值权限管理和授权模块。 顾客消费报表和统计分析; installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the m深圳一卡易科技股份有限公司 龙华新区嘉熙业广场ullions used to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section confo11楼1151-1155号 www.1card1.com 第- 3 -/ 14rms to design including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a页 technical as well as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box in place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vertical type and specification: before 门店之间、地区之间的跨店、跨区域消费储值结算模块。 储值卡发卡和管理模块; 储值充值和返利规则设置模块; 储值卡充值和单据管理、撤销、回收模块; 顾客资料和信息管理; 短信中心、消费信息管理模块; 顾客信息管理、优惠活动发送和分析模块; 微信会员卡、电子会员卡管理模块; 网站对接、开放平台接口模块; 微信在线充值、在线消费和查询模块; 门店在线查询模块; 2,门店终端、消费终端模块: 门店终端、消费终端模块，主要是作为会员售卡、充值和消费点，可以具有如下权限: 储值卡售卡、发卡功能; 储值卡再充值功能; 储值卡刷卡消费和结算功能; 卡片锁定、解锁和丢卡挂失、换卡功能; l type and specification: beforerticain place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vewell as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box cal assign including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a technid to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section conforms to demullions use installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the- 4 - 聚焦老客户，创造新价值～ 营业、刷卡额日报表查询和对账功能。 协助顾客修改会员卡密码; 可刷磁条卡、感应IC卡和电子会员卡、微信二维码会员卡。 礼品管理、礼品兑换功能。 提供多种终端和无线POS机选择，根据门店情况选择合适的设备。 二维码POS机: 移动、固定台使用，WIFI+GPRS传输: 独立脱离于电脑使用，商家无需电脑。 支持磁卡、IC感应卡、二维码手机会员卡 4.3寸触摸屏，高速热敏打印机，可通过3G、WIFI 二维码POS机 以太网线传输模式 手持POS机: (1)会员卡管理:充值/扣费/开卡/积分， 支持磁条 卡和M1感应卡， 全国多店自动联网，数据实时同步; (2)银联刷卡:支持借记卡和信用卡，不分行业手续 费低到0.8%; (3)便民服务:游戏点卡购买，信用卡还款，话费充Gp730 值等。 installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the m深圳一卡易科技股份有限公司 龙华新区嘉熙业广场ullions used to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section confo11楼1151-1155号 www.1card1.com 第- 5 -/ 14rms to design including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a页 technical as well as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box in place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vertical type and specification: before 持卡人、会员模块: 持卡人、消费会员端，可办理实体会员卡并充值，亦可同时跟电子会员卡、二维码会员卡绑定，实现会员卡的在线查询、在线充值、在线消费、团购、抽奖、刮刮乐、抢收红包等互动功能。 四、软件界面截图赏析: 1(二维码POS操作界面 1.1充值:采用点击充值规则的方式，避免传统直接输入金额造成失误。 l type and specification: beforerticain place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vewell as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box cal assign including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a technid to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section conforms to demullions use installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the- 6 - 聚焦老客户，创造新价值～ 1.2 扣费:金额标红放大显示，方便操作员。 1.3 密码输入:三种密码模式供您选择，小额支付可不输入密码，大额支付 可输入会员卡密码，如果忘记密码，还可短信发送随机动态密码，方便会员使用。 1.4 查询余额:刷卡后查询余额和消费记录，显示持卡人照片，防止会员卡 被冒用。 installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the m深圳一卡易科技股份有限公司 龙华新区嘉熙业广场ullions used to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section confo11楼1151-1155号 www.1card1.com 第- 7 -/ 14rms to design including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a页 technical as well as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box in place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vertical type and specification: before 2、管理后台中的安全设置 2.1 每笔单据均可撤销(防止操作员失误，数据自动回滚) 2.2 赠送储值按月返还:延长会员消费时间，长期绑定会员。 2.3 操作授权码的设置:通过授权码的操作，就能保证一些敏感操作只能由指定的操作人员来完成，从而保障了系统的安全使用。 l type and specification: beforerticain place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vewell as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box cal assign including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a technid to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section conforms to demullions use installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the- 8 - 聚焦老客户，创造新价值～ 2.3 门店充值的预授权设置:对于加盟店而言，给予一定额度的充值额度授权功 能，避免人为恶意给会员充值，从而导致总部蒙受损失。 3(106正规短信通道自动下发扣费短信 内置正规的短信平台。短信的运用，配合详细的会员信息和消费记录使各 installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the m深圳一卡易科技股份有限公司 龙华新区嘉熙业广场ullions used to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section confo11楼1151-1155号 www.1card1.com 第- 9 -/ 14rms to design including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a页 technical as well as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box in place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vertical type and specification: before 种先进的营销手段的运用成为可能。灵活应用短信平台还可以实现精确营销，短信且支持回复，会员可通过短信回复，把意见和建议反馈至商家，加强感情营销，增加会员满意度. 4(多点多店多业态清分清算功能 以总店和分店两个店面来说明，总店是直营总店，分店属于加盟店，在总店充值的会员到分店去刷卡消费，或者在分店充值的会员到总店去消费，这个肯定会有结算问 题 快递公司问题件快递公司问题件货款处理关于圆的周长面积重点题型关于解方程组的题及答案关于南海问题 ，因为分店和总店并不是一个老板所有，储值受限功能可以解决这 l type and specification: beforerticain place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vewell as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box cal assign including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a technid to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section conforms to demullions use installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the- 10 - 聚焦老客户，创造新价值～ 个问题。 独立财务核算的店间结算报表: 5会员自助充值功能 1)会员网上充值:除传统的会员到店充值外，一卡易还支持会员自助网银充值。该网银充值接口可集成到贵公司网站，充值金额实时到帐。 2)微信端充值:结合电子会员卡、微信会员卡特色，顾客可以通过微信绑定会员卡，便可在线查询和充值，实现移动化、无人化处理; installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the m深圳一卡易科技股份有限公司 龙华新区嘉熙业广场ullions used to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section confo11楼1151-1155号 www.1card1.com 第- 11 -/ 14rms to design including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a页 technical as well as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box in place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vertical type and specification: before 五、储值安全性 一卡易储值系统采用银行安全架构 设计 领导形象设计圆作业设计ao工艺污水处理厂设计附属工程施工组织设计清扫机器人结构设计 ，特别注重大额充值安全。系统具备如下技术安全特点，全面保证储值安全: , 系统使用安全 , 充值时采用点击操作，替代传统的直接输入金额方式，防止充值错误; , 可设置操作员的充值权限，超过指定额度后，需要店长等输入授权码， 防止操作员进行大额度充值。 , 操作员可充值的总金额受限受控，防范风险于未然; , 赠送金额可按月返还，拉长消费周期，提升持卡人忠诚度; , 消费时，会员可输入密码，也可以获得随机动态短信密码，更方便; , 扣费后，自动下发短信通知，持卡人也可以上网查询详细消费记录; , 各类操作失误的单据，财务均可撤销，数据自动回滚，不发生错乱; , 独有管理费功能，可定期扣费，消耗沉默资金。 , 借鉴银行业的清分清算 机制 综治信访维稳工作机制反恐怖工作机制企业员工晋升机制公司员工晋升机制员工晋升机制图 ，可处理多店多点多业态间的复杂结算; , 终端帐号登录独有加密狗功能，避免帐号丢失导致数据风险。 , 系统通过人民银行 标准 excel标准偏差excel标准偏差函数exl标准差函数国标检验抽样标准表免费下载红头文件格式标准下载 的第三方安全支付认证; , 使用全套微软服务器体系和架构，安全、稳定; l type and specification: beforerticain place, ferrule fixed Liang Xiaduan, and top bolted beam three dimensional adjustment. 3. basic operation: (1) check the vewell as management are particularly valued. 2. technology process: checks for vertical models, specifications, check the box cal assign including the height, angle, thickness, etclength requirementis easier to control, and therefore work both from a technid to avoid misattribution. Checks include the following the color is correct, oxide films if requested;section conforms to demullions use installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the- 12 - 聚焦老客户，创造新价值～ , 上市公司资质保障，无忧选择。 , 网络传输安全 , 跟网上银行、支付宝的安全机制一样，一卡易公司采用美国GEOTRUEST 公司的安全认证机制，SSL服务器证书是Web Server与浏览器用户建立 安全连接时所须具备的证书 。这个证书的作用是保证用户在使用一卡易 系统的过程中，和服务器之间交换数据的传输安全。其密钥为128位， 可以确保用户的传输安全。 , 数据存储安全 , 一卡易拥有全国众多分布式机房服务器，所有服务器之间数据实时异地 备份。有效保障因地震、火灾等不可抗因 素导致数据丢失; , 系统服务器设备配置在专业、大型的ISP公司，提供24小时的物理安全。 网络在多充防火墙和入侵检测设备保护之下，提供硬件DDOS防火墙，硬 件ARP防火墙，安全设备都是由优秀的行业领先厂家提供。 , 仿银行卡采用卡号+随机校验位的模式，每张卡都会有自己的校验位作为 密钥，任何人都看不到，只有软件来识别匹配，防止储值卡被冒充或复 制。 六、一卡易简介 一卡易成立于2006年，2014年3月在新三板挂牌上市，股票代码:430671。公司一直致力于会员管理系统及手机会员卡的研发工作，系统已经稳定运营八年多，获得众多客户认可。公司拥有强大的技术团队，产品全部自主研发，并通过人民银行安全认证，是您安全、稳定、可靠的最佳选择。 一卡易会员系统采用云计算SAAS模式，银行级安全技术措施:U盾安全登录认证、数据传输 SSL加密、数据存储MD5加密、多服务器分流控制、服务器数据同步、异地容灾备份等，为企业提供安全、高效、稳定的服务支持。 一卡易会员系统可在电脑端、安卓手机、安卓平板电脑、手持无线POS机、二维码EPOS等多种终端使用，配合新颖时尚的电子会员卡，可以低成本、高效率的为您迅速搭建覆盖全installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the m深圳一卡易科技股份有限公司 龙华新区嘉熙业广场ullions used to avoid misattribution. 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Checks include the following the color is correct, oxide films if requested;section conforms to demullions use installation to be familiar with the drawings, and to be familiar with to order materials, know exactly what each part of the- 14 -