基层营业机构_三化三铁_创建工作的思考（Thought of basic business organizations _ three Santie _ create work）

基层营业机构_三化三铁_创建工作的思考（Thought of basic business organizations _ three Santie _ create work） 基层营业机构_三化三铁_创建工作的思考(Thought of basic business organizations _ three Santie _ create work) Abstract: the basic business organizations "three systems" to create activities, to promote the full line of basic work of water management Peace and sustainable development capability has an important and far-reaching significance. In order to find out the basic accounting management of the basic business organization In order to find the way to improve the basic management level of accounting, the author conducts a special investigation and research The "three sector Santie" to create the work of thinking. Key words: business organization "three Santie" to create work thinking Current basic accounting management Main problems in work (I) a large number of business indicators are concerned The less internal control measures, the responsibility to prevent operational risk Lack of consciousness. "Heavy business development, light internal control." The idea of "reason" still exists in some leaders In the absence of business development and system implementation, the wind Risk prevention combine organically in efficiency and internal control There is efficiency preference rather than internal control excellence First. Check the problems found by the superior line Whether the heart scores the examination scores, serious study asked The causes of the problem are few and the corrective measures are not important View, prevent operational risk awareness of responsibility is obvious Foot. (two) passive coping, more in-depth analysis Less, lack of initiative. Inspection from recent years In view of the situation, all levels of accounting supervision and management personnel have been Deal with daily work, active research and development The basic accounting work is small and the knowledge is not in place Lack of initiative, lack of foresight and acupuncture For sex, heavy passive supervision, and take the initiative to guard against To the higher authorities stressed that grasping a catch, carry out activities, grasping one Grasp, appear problems, catch a catch, lack of unremittingly Sense of responsibility and initiative. (three) many institutional measures, check and implement Less, lack of rectification efforts. In recent years, all levels of the line Formulated a number of rules and regulations, Management Office Method, each unit also timely to counter business operation Books and other study books are sent to each teller, But from the examination situation, the implementation effect is not reasonable Think, teller business, since write off and other serious violations Regulate operating practices in some grass-roots business organizations The worker still exists and regards compliance as the basis The quality of the professional staff is not much, compliance has not yet Have become a habit, the rectification of the problem does not recognize True, not thorough, follow-up supervision is not enough, Lead to violations of repeat offenders. (four) daily routine, inspection time; Less supervision, inadequate performance. Due to knowledge retention In line with deviations, some lines attach importance to internal control management Not enough, too many daily arrangements for the accounting supervisor Sex work, part-time more, can not guarantee it 2/3 of the effective time at the grassroots Business Machines To carry out supervision work; some grass-roots business machines; The average daily business volume exceeds 600 pens, and neither does it Equipped with Deputy Supervisor according to regulations, operation supervisor The day is busy with daily routine work Have time to fulfill the oversight responsibilities, seriously affected the prison Function of management. Three three primary operating mechanism" Create work strategy The "three systems" building work is advancing Business institutions to enhance the basic management level, standardized operation An important part of behavior and ability to strengthen risk prevention and control The content of the work is also systematic and comprehensive Sexual work requires all departments and departments to adhere to it Work and continue to promote. (1) setting up the three concepts" First, we should establish "basic management, no small matter"" The concept of the "three systems" to create work For the big thing. The basic management of accounting involves To all departments of the whole line, the content of the work involves agricultural silver Line of business, all kinds of products, its specificity Deciding whether they have any business in the whole line of business In an alternate base position. Accounting basis management We should have the courage to grasp and dare to manage Have not to mind taking the trouble of the spirit, even the eyes Light. Only the basic management of the accounting of each fine Festivals are done in order to achieve the cause of the Agricultural Bank of 10000 Tall buildings; The two is to establish a "work based value creation "Value" concept, the basic management work effectiveness Benefit engineering to catch. The price of basic accounting management Values may not be as intuitive as the business metrics, But its value creation effect is obvious. Passing meeting Strengthening the basic management can effectively reduce the operation Take risks to prevent the occurrence of cases and accidents Current operating safety. Security itself is value It is benefit; three is to set up the foundation, the key is in the foundation "Layer" concept, the focus of the basic accounting management At the grassroots level. The grass roots are the most important foundation. base The foundation is not solid, the earth trembled and the mountains swayed. Grassroots business organizations The basic unit for the whole line of business is agriculture The most basic "cell" of a bank can be said to be "Foundation" in the "foundation", only the realization of each The safe and efficient operation of five business organizations Physical security will provide reliable protection and business development There will be a solid foundation. (two) handle the three relations well" One is to deal with the "three systems" to create Relationship with business operation. In actual work, There is a relative between creating a job and doing business The tendency to stand up and even blame business development Formed by the executive system. To change ideas, recognize Recognizing that launching activities is the core of internal control construction Component is to achieve compliance management and prevention exercises As an important starting point of risk, it is to ensure business stability The important cornerstone of development is the process of business development An inseparable organic combination; two is to be dealt with OK, "I want to create" and "I want to create" relationship. "I want to create" is an active creation of an observer The ideological understanding of workers has reached a certain level To the "three systems" to create the business development of heavy Be sexual, and take the initiative in your work, while... "Want me to create" is passive, because of its own Demand is not high or unintentional, even if the external environment How superior, it is difficult to achieve substantive results. So, create a "create work, everyone has." The responsibility "atmosphere, in order for the three railways" Create a solid foundation for work; three is to deal with The relationship between "short term" and "long term". Building a job is a long and difficult project What can be accomplished overnight is accumulated over time With a strong continuity in the evaluation mechanism In addition, we should stress the dynamic assessment mechanism and raise the energy level The dynamic process assessment is extended to off-site acceptance Specific gravity. (three) grasp the three links Is to catch good before, after, and after supervision Three links. First, the cabinet personnel according to the accounting system Regulations shall be subject to acceptance, examination of accounting vouchers and accounting procedures Do business, management, check, one by one by one by one Pen review is the most important thing in accounting supervision And is the easiest to ignore a link; two is shipped The chief executive is responsible for the important accounting business and key business of the day Carry on the key check to the link Standardize the operations in the work area as a check point, Give full play to the role of supervision in the matter and find problems The timely registration office and log register; three Is the management of line operations management regularly or irregularly? The jurisdiction of accounting business and non inspection guidance Site supervision, published regularly, summed up in the inspection Experience and problems, reasons and suggestions The proposals, especially of their existence with The problem of universality should be solved in a unified way Approach, and strive to improve the level of supervision, and constantly adapt Business development needs. Through beforehand, in the matter And after the three supervision, strict counter important Pre audit of business and risk warning The implementation of batch management of control and integrated services The entire monitoring, timely control of the front desk personnel due to violation Risks arising from the operation, from the source to strengthen Internal control, risk prevention, from the system and mechanism Strengthen internal management, and truly realize the standard of accounting firms For the purpose of ensuring the truthfulness and completeness of accounting data Ability to raise the level of accounting management. (four) realize "three innovations"" First, we should innovate the long-term learning mechanism. In the catch Good staff, ideological and moral education and internal control consciousness At the same time, strengthen business training and job training, Promote the whole staff's professional quality and post skill High. At the same time, to increase staff performance duties Assessment efforts, through the establishment and improvement of post responsibility To strengthen the staff assessment and strengthen the staff The staff's sense of compliance, and enhance staff awareness of prevention and control Two, we should innovate the internal control culture mechanism. pay attention to We will strengthen cultural and publicity education in compliance with the guidelines Conduct lectures, lectures, and lectures on rules and regulations Various forms, such as training, coaching, special issues and so on Create a coherent cultural atmosphere and establish a sense of compliance Learn to develop the habit of compliance. Firmly establish Illegal operation "dare not", "can not", "never" In order to strengthen the internal control risk consciousness And self-protection consciousness. Carry out various forms of Case prevention, education activities, case interpretation, from Improve employee compliance, operation and prevention on different levels The thought of controlling risks; three, innovating accounting Supervision mechanism. Supervision should focus on "one item" Standard, that is, to continue to promote grass-roots business institutions The construction of standardization, standardization and institutionalization has been continuous Enhance the overall management level and risk prevention and control ability, Achieve business institutions "iron account", "iron money", "iron rule" The management objective of the chapter and the implementation of the two tasks The process, namely the implementation of "three systems" to create The main content of the basic management project, the implementation of "system." "Degree construction" project and realize "three transformations"", That is, centralized supervision and off-site supervision The main focus of supervision is to achieve "four knots" Combination, that is, remote monitoring and on-site supervision Combination of on-line monitoring and on-site verification Check and check with flight check and check Combine with overall inspection; grasp "five heavy weights"; Point, that is, key business, key accounts, focus Time slots, key posts and key units. Supervisor The staff should do "six one", that is, spot check every day All the video cards of the teller are checked once a day Packet dot, key period surveillance video, weekly selection Set up a package site for on-site counseling and inspection Check, issue a notice of rectification every ten days Book, once a month to participate in a packet film network learning examples Yes, write a regulatory report every month. (five) ensure "three in place" " First, the organization and leadership in place. All levels are required The establishment of the president as the group leader, in charge of leadership for the sub group Head of operations management and related departments The "three systems" to create work leading group And appraisal team, draw up long-term creation plan, year Operation plan and work measure, operation management department Be responsible for daily work and develop activities regularly Move, pay close attention to the implementation of various measures; two, the problem Rectification in place. Problems found in various inspections, We should intensify the reform and improve the rectification of the problem Rate, to check out the problem, according to the establishment of the business organization Set up rectification accounts, earnestly record the rectification situation The person responsible for the rectification, the rectification period and the penalty knot Fruit, the deadline for rectification in place, repeated on the same Type of problem for employees to increase penalties, fundamentally Solve the problem of minority people's crimes while checking A problem that cannot be corrected; three is accountability A. Further strengthen the internal control management accountability, On the occurrence of serious violations and repeat offenders The person responsible for the problem should be in breach of the employee Rules and regulations, penalties and related systems, strictly Pursue responsibility, never relent, and break through rewards and punishments Regular employees are acutely aware of the serious problem Sex, really play a warning role; corresponding check out A problem that has not been checked out or checked Deep and thin, leaving a risk for future work No matter when discovered, must carry on the original inspection Personnel responsibility; for repeated investigations repeat offenders, false or rectification Rectification is not implemented, not thorough, should be checked checked Responsibility of the unit's main leadership. Li (unit: Huanggang branch of Agricultural Bank of China) Editor: Yang Min