提货担保提单背书业务管理办法

提货担保提单背书业务管理 办法 鲁班奖评选办法下载鲁班奖评选办法下载鲁班奖评选办法下载企业年金办法下载企业年金办法下载 泰安市商业银行 提货担保/提单背书业务管理办法 第一章 总则 ......................................................................................... 2 第二章 受理与审查 .............................................................................. 2 第三章 提货担保业务........................................................................... 3 第四章 提单背书业务........................................................................... 5 第五章 业务监督与管理 ....................................................................... 6 第六章 收费管理 .................................................................................. 7 第七章 附则 ......................................................................................... 7 内外部规章 制度 关于办公室下班关闭电源制度矿山事故隐患举报和奖励制度制度下载人事管理制度doc盘点制度下载 索引 ..................................................................................... 8 venture capital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial capital, leveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovation environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology innovation and talent working in the strategic position of priority development, and full play to the guiding role of Government, vigorously promote scientific and technological innovation and the preferential policies, mobilizing the entire society's awareness of innovation, stimulate creativity. Further open "service the green channel" for talent to provide efficient, convenient, quality service and allow all kinds of talents to focus on innovation, play to our strengths. County-level accreditation in recognition of work in a timely manner, contributing to talent and rewarding scientific and technological achievements to emerge, release patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards, create an environment conducive to scientific and technological progress, technological innovation, talent and career policy environment, rule of law, market and social environment. Comrades, technological innovation, talent is a 第一章 总则 第一条 为加强对本行提货担保及提单背书业务的管理～规范业务操作～防范业务风险～根据中国人民银行、中国银行业监督管理委员会、国家外汇管理局及总行有关规定～参照国际惯例～制定本办法。 第二条 本办法所称提货担保业务系指本行应开证申请人的要求～在货物先于海运提单、港至港联运提单、可凭以提货的租船提单等物权凭证到达目的地时～为其向承运人或承运人的代理人出具承担先行放货责任的保证性文件的行为。 第三条 本办法所称提单背书业务是指本行应开证申请人的要求～在收到以本行为抬头的正本物权凭证由本行背书给开证申请人凭以办理提货手续的行为。 第四条 本项业务原则上仅限于信用证结算方式。 第二章 受理与审查 第五条 收到以本行为抬头的运输单据～并已由本行办理了提货担保业务～可将运输单据直接背书给申请人～无须经过信贷审批程序～并应尽快换回本行出具的提货担保书。对于信用证已到单～经审查单证相符(或存在不符点,但客户同意接受)且已提供付款手续的提单背书业务～由总行国际业务部审查后直接报有权签批人审批。 s, create an environment conducive to scientific and technological progress, technological innovation, talent and career poliease patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awardcal achievements to emerge, rellevel accreditation in recognition of work in a timely manner, contributing to talent and rewarding scientific and technologi-y service and allow all kinds of talents to focus on innovation, play to our strengths. Countyqualits of innovation, stimulate creativity. Further open "service the green channel" for talent to provide efficient, convenient, ously promote scientific and technological innovation and the preferential policies, mobilizing the entire society's awarenesvigor vation and talent working in the strategic position of priority development, and full play to the guiding role of Government,vation environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology inno3 innoveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. pital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial capital, leventure caironment, rule of law, market and social environment. Comrades, technological innovation, talent is acy env2 国际业务 2013年第1版 提货担保/提单背书业务管理办法 国际结算 第 3 页 共 8 页 第六条 进口开证,押汇,与其项下提货担保业务应分别占用授信额度。对资信良好、贸易背景真实且无不良纪录的长期合作客户～经总行审查同意～可占用一个授信额度。提货担保及提单背书金额超过信用证最大金额～差额部分应另占客户的授信额度～对于不符合信用方式办理提货担保业务的～还须对差额部份追加足额、有效、可靠的担保。 第七条 提货担保及提单背书业务经审查通过后由有权签批人签发。 第三章 提货担保业务 第八条 提货担保的适用对象必须是在本行办理进口贸易结算的客户。 第九条 有下列情形之一者～原则上不得办理提货担保: ,一, 非本行开出的信用证, ,二, 单据,副本,中存在重大不符点, ,三, 信用证有效期已过, ,四, 申请人经营不佳～或在本行曾有不良 记录 混凝土 养护记录下载土方回填监理旁站记录免费下载集备记录下载集备记录下载集备记录下载 , ,五, 本行认定的其他情况。 第十条 进口单位向本行申请出具提货担保时～须提交下列文件: onment, rule of law, market and social environment. Comrades, technological innovation, talent is ae an environment conducive to scientific and technological progress, technological innovation, talent and career policy envircreat se patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards,n of work in a timely manner, contributing to talent and rewarding scientific and technological achievements to emerge, relealevel accreditation in recognitio-service and allow all kinds of talents to focus on innovation, play to our strengths. Countyovation, stimulate creativity. Further open "service the green channel" for talent to provide efficient, convenient, quality of innsly promote scientific and technological innovation and the preferential policies, mobilizing the entire society's awareness nd talent working in the strategic position of priority development, and full play to the guiding role of Government, vigorouion aion environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology innovatfeatures, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovat apital, leveragingventure capital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial c3 ,一, 提货担保申请书, ,二, 正本提单复印件或传真件, ,三, 商业发票复印件或传真件, ,四, 装箱单复印件或传真件, ,五, 信托收据, ,六, 本行认为需要提交的其他文件。 第十一条 提货担保书只能向签署提单的承运人或承运人的代理人出具。 第十二条 办理提货担保业务～应要求申请人作出承诺～如来单中存在任何不符点或因先行提货发生任何贸易纠纷～不得向本行提出拒付该笔提货担保相应的信用证款项。 第十三条 本行办理提货担保业务时须使用统一格式的提货担保书～并由申请人在提货担保书上加具有效签章。本行应在提货担保书上加具有效签章并注明提货担保书的相应编号。如需对担保书格式进行调整～需经总行法律事务部门审核认可。 第十四条 信用证项下提货担保应收取全额保证金作担保,在开证时已收取全额保证金的～不再收取,或落实抵押担保措施,符合信用贷款条件除外,。 第十五条 经办人员在保证金或抵押担保条件已落实和单据审核无误后～按信用证业务有关规定报批。 第十六条 提货担保业务应逐笔办理～严禁为申请人出具总 ironment, rule of law, market and social environment. Comrades, technological innovation, talent is acy envs, create an environment conducive to scientific and technological progress, technological innovation, talent and career poliease patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awardcal achievements to emerge, rellevel accreditation in recognition of work in a timely manner, contributing to talent and rewarding scientific and technologi-y service and allow all kinds of talents to focus on innovation, play to our strengths. Countyqualits of innovation, stimulate creativity. Further open "service the green channel" for talent to provide efficient, convenient, ously promote scientific and technological innovation and the preferential policies, mobilizing the entire society's awarenesvigor vation and talent working in the strategic position of priority development, and full play to the guiding role of Government,vation environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology inno3 innoveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. pital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial capital, leventure ca4 国际业务 2013年第1版 提货担保/提单背书业务管理办法 国际结算 第 5 页 共 8 页 担保。 第十七条 总行国际业务部对出具的提货担保书应进行专项登记并跟踪监督～待正本单据到达后～督促申请人及时到运输公司用单据换回提货担保书～以解除本行的保证责任。 第十八条 申请人退回的提货担保书～总行国际业务部应逐笔核销。若客户迟迟未退还担保书～总行国际业务部应及时催促和跟踪。 第四章 提单背书业务 第二十条 受理提单背书业务业务～应要求申请人提交以下文件: ,一, 提单背书业务申请书, ,二, 进口信用证项下以本行为抬头的正本海运提单或空运单等, ,三, 进口信用证项下商业发票正本或复印件, ,四, 承运公司或其代理人的到货通知(如有), ,五, 本行要求的其他文件。 第二十一条 办理提单背书业务～应根据本行开出的信用证对申请人提交的文件进行全面审核: onment, rule of law, market and social environment. Comrades, technological innovation, talent is ae an environment conducive to scientific and technological progress, technological innovation, talent and career policy envircreat se patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards,n of work in a timely manner, contributing to talent and rewarding scientific and technological achievements to emerge, relealevel accreditation in recognitio-service and allow all kinds of talents to focus on innovation, play to our strengths. Countyovation, stimulate creativity. Further open "service the green channel" for talent to provide efficient, convenient, quality of innsly promote scientific and technological innovation and the preferential policies, mobilizing the entire society's awareness nd talent working in the strategic position of priority development, and full play to the guiding role of Government, vigorouion aion environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology innovatfeatures, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovat apital, leveragingventure capital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial c5 ,一, 申请人提供的运输单据应与信用证所要求的运输单据一致, ,二, 申请人提供的发票、提单表述的内容与信用证内容一致。 第二十二条 办理提单背书业务～应要求申请人做出承诺～如来单中存在任何不符点或因提货发生任何贸易纠纷～不得向本行提出拒付该笔提单背书相应的信用证款项。 第二十三条 办理提单背书业务～应使用本行统一格式的提单背书业务申请书～并要求申请人在申请书上加具有效签章。 第二十四条 办理提单背书业务～本行应在正本运输单据背面做有效背书。 第五章 业务监督与管理 第二十五条 提货担保及提单背书业务应设立登记簿～逐笔登记。档案管理按照本行信贷档案管理有关规定执行。 第二十六条 收到信用证项下单据～如本行已办理提货担保或提单背书业务～无论其是否存在不符点～均应要求申请人及时办理承付手续。提货担保项下～总行国际业务部在收到单据后～应通知支行督促申请人及时到承运公司以正本提单换回本行提货担保书并退回本行～以解除本行担保责任。 第二十七条 对于本行已签发的提货担保书～应落实专人 s, create an environment conducive to scientific and technological progress, technological innovation, talent and career poliease patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awardcal achievements to emerge, rellevel accreditation in recognition of work in a timely manner, contributing to talent and rewarding scientific and technologi-y service and allow all kinds of talents to focus on innovation, play to our strengths. Countyqualits of innovation, stimulate creativity. Further open "service the green channel" for talent to provide efficient, convenient, ously promote scientific and technological innovation and the preferential policies, mobilizing the entire society's awarenesvigor vation and talent working in the strategic position of priority development, and full play to the guiding role of Government,vation environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology inno3 innoveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. pital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial capital, leventure caironment, rule of law, market and social environment. Comrades, technological innovation, talent is acy env6 国际业务 2013年第1版 提货担保/提单背书业务管理办法 国际结算 第 7 页 共 8 页 负责跟踪查询～要求申请人在提货担保书签发日起30天内将担保书退回本行。如申请人未按要求退回～应及时催促～同时对其停办新的提货担保业务～必要时应采取法律手段～维护本行权益。对已退回的提货担保书要逐笔核销归档。 第六章 收费管理 第二十八条 提货担保及提单背书业务手续费须按总行中间业务收入相关规定收取。 第二十九条 提货担保及提单背书业务产生的相关手续费收入应计入信用证业务收入科目核算。 第七章 附则 第三十条 本办法由泰安市商业银行负责解释和修订。 第三十一条 本办法自发布之日起实施。 内外部规章制度索引 1、 外部法律法规 onment, rule of law, market and social environment. Comrades, technological innovation, talent is ae an environment conducive to scientific and technological progress, technological innovation, talent and career policy envircreat se patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awards,n of work in a timely manner, contributing to talent and rewarding scientific and technological achievements to emerge, relealevel accreditation in recognitio-service and allow all kinds of talents to focus on innovation, play to our strengths. Countyovation, stimulate creativity. Further open "service the green channel" for talent to provide efficient, convenient, quality of innsly promote scientific and technological innovation and the preferential policies, mobilizing the entire society's awareness nd talent working in the strategic position of priority development, and full play to the guiding role of Government, vigorouion aion environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology innovatfeatures, evolving financial resources, capital, financial capital, protection of social capital into new patterns. 3 innovat apital, leveragingventure capital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial c7 (1) 《中华人民共和国外汇管理条例》,2008年8月5日 中华人民共和国国务院令第532号, 2、 相关内控体系文件 (1) 《泰安市商业银行国际结算及贸易融资业务管理办法》 附件 1、 《提货担保申请书》 2、 《提货担保书》 3、 《信托收据》 4、 《提单背书申请书》 5、 《提单背书提货担保 审批表 入职审批表下载员工离职审批表下载固定资产出售审批表下载边防证件审批表下载退抵税申请审批表下载 》 s, create an environment conducive to scientific and technological progress, technological innovation, talent and career poliease patent awards grants, encourage patent applications, social forces are encouraged to set up science and technology awardcal achievements to emerge, rellevel accreditation in recognition of work in a timely manner, contributing to talent and rewarding scientific and technologi-y service and allow all kinds of talents to focus on innovation, play to our strengths. Countyqualits of innovation, stimulate creativity. Further open "service the green channel" for talent to provide efficient, convenient, ously promote scientific and technological innovation and the preferential policies, mobilizing the entire society's awarenesvigor vation and talent working in the strategic position of priority development, and full play to the guiding role of Government,vation environment, optimizing talent, create a good atmosphere. Departments at all levels to put science and technology inno3 innoveraging features, evolving financial resources, capital, financial capital, protection of social capital into new patterns. pital investment guarantee mechanisms, talents, positive for special funds, play to the guiding role of financial capital, leventure caironment, rule of law, market and social environment. Comrades, technological innovation, talent is acy env8