加入VIP
  • 专属下载特权
  • 现金文档折扣购买
  • VIP免费专区
  • 千万文档免费下载

上传资料

关闭

关闭

关闭

封号提示

内容

首页 Living.Well.in.a.Down.Economy.for.Dummies

Living.Well.in.a.Down.Economy.for.Dummies.pdf

Living.Well.in.a.Down.Economy.f…

alligo
2011-05-03 0人阅读 举报 0 0 暂无简介

简介:本文档为《Living.Well.in.a.Down.Economy.for.Dummiespdf》,可适用于心理学领域

LivingWellinaDownEconomyFORDUMmIES‰byTracyLBarrffirsqxp:AMPageiiiLivingWellinaDownEconomyForDummies®PublishedbyWileyPublishing,IncRiverStHoboken,NJwwwwileycomCopyright©byWileyPublishing,Inc,Indianapolis,IndianaNopartofthispublicationmaybereproduced,storedinaretrievalsystem,ortransmittedinanyformorbyanymeans,electronic,mechanical,photocopying,recording,scanning,orotherwise,exceptaspermittedunderSectionsoroftheUnitedStatesCopyrightAct,withouteitherthepriorwrittenpermissionofthePublisher,orauthorizationthroughpaymentoftheappropriatepercopyfeetotheCopyrightClearanceCenter,RosewoodDrive,Danvers,MA,,faxRequeststothePublisherforpermissionshouldbeaddressedtotheLegalDepartment,WileyPublishing,Inc,CrosspointBlvd,Indianapolis,IN,,fax,oronlineathttp:wwwwileycomgopermissionsTrademarks:Wiley,theWileyPublishinglogo,ForDummies,theDummiesManlogo,AReferencefortheRestofUs!,TheDummiesWay,DummiesDaily,TheFunandEasyWay,DummiescomandrelatedtradedressaretrademarksorregisteredtrademarksofJohnWileySons,IncandoritsaffiliatesintheUnitedStatesandothercountries,andmaynotbeusedwithoutwrittenpermissionAllothertrademarksarethepropertyoftheirrespectiveownersWileyPublishing,Inc,isnotassociatedwithanyproductorvendormentionedinthisbookLIMITOFLIABILITYDISCLAIMEROFWARRANTY:THEPUBLISHERANDTHEAUTHORMAKENOREPRESENTATIONSORWARRANTIESWITHRESPECTTOTHEACCURACYORCOMPLETENESSOFTHECONTENTSOFTHISWORKANDSPECIFICALLYDISCLAIMALLWARRANTIES,INCLUDINGWITHOUTLIMITATIONWARRANTIESOFFITNESSFORAPARTICULARPURPOSENOWARRANTYMAYBECREATEDOREXTENDEDBYSALESORPROMOTIONALMATERIALSTHEADVICEANDSTRATEGIESCONTAINEDHEREINMAYNOTBESUITABLEFOREVERYSITUATIONTHISWORKISSOLDWITHTHEUNDERSTANDINGTHATTHEPUBLISHERISNOTENGAGEDINRENDERINGLEGAL,ACCOUNTING,OROTHERPROFESSIONALSERVICESIFPROFESSIONALASSISTANCEISREQUIRED,THESERVICESOFACOMPETENTPROFESSIONALPERSONSHOULDBESOUGHTNEITHERTHEPUBLISHERNORTHEAUTHORSHALLBELIABLEFORDAMAGESARISINGHEREFROMTHEFACTTHATANORGANIZATIONORWEBSITEISREFERREDTOINTHISWORKASACITATIONANDORAPOTENTIALSOURCEOFFURTHERINFORMATIONDOESNOTMEANTHATTHEAUTHORORTHEPUBLISHERENDORSESTHEINFORMATIONTHEORGANIZATIONORWEBSITEMAYPROVIDEORRECOMMENDATIONSITMAYMAKEFURTHER,READERSSHOULDBEAWARETHATINTERNETWEBSITESLISTEDINTHISWORKMAYHAVECHANGEDORDISAPPEAREDBETWEENWHENTHISWORKWASWRITTENANDWHENITISREADForgeneralinformationonourotherproductsandservices,pleasecontactourCustomerCareDepartmentwithintheUSat,outsidetheUSat,orfaxFortechnicalsupport,pleasevisitwwwwileycomtechsupportWileyalsopublishesitsbooksinavarietyofelectronicformatsSomecontentthatappearsinprintmaynotbeavailableinelectronicbooksLibraryofCongressControlNumber:ISBN:ManufacturedintheUnitedStatesofAmericaffirsqxp:PMPageivMoreForDummiesTitlestoKeepYouLivingWellWhenTimesAreTough(k)sForDummies,byTedBennaandBrendaWatsonNewmann(Wiley)OtherCollegeSavingsPlansForDummies,byMargaretAMunro,EA(Wiley)AutoRepairForDummies,byDeannaSclar(Wiley)CanningPreservingForDummies,byKarenWard(Wiley)CoolCareersForDummies,rdEdition,byMartyNemko,PhD,andRichardNBolles(Wiley)CreditRepairKitForDummies,byStephenRBucciandTerrySavage(Wiley)EverydayMathForDummies,byCharlesSeiter(Wiley)ForeclosureSelfDefenseForDummies,byRalphRRoberts,LoisMaljak,PaulDoroh,andJoeKraynak(Wiley)Free$forCollegeForDummies,byDavidRosenandCarynMladen(Wiley)FrugalLivingForDummies,byDeborahTaylorHough(Wiley)GiftsfromtheKitchenForDummies,byAndreaSwenson(Wiley)HaricuttingForDummies,byJElaineSpear(Wiley)HomeBasedBusinessForDummies,ndEdition,byPaulEdwards,SarahEdwards,andPeterEconomy(Wiley)HomeMaintenanceForDummies,byJamesCareyandMorrisCarey(Wiley)InsuranceForDummies,byJackHungelmann(Wiley)JobInterviewsForDummies,rdEdition,byJoyceLainKennedyPersonalBankruptcyLawsForDummies,byJamesPCaherandJohnMCaher(Wiley)PersonalFinanceWorkbookForDummies,bySherylGarrett(Wiley)ReconstructingClothesForDummies,byMirandaCaroligneBurns(Wiley)ResumesForDummies,thEdition,byJoyceLainKennedy(Wiley)SlowCookersForDummies,byTomLacalamitaandGlennaVance(Wiley)StressManagementForDummies,byAllenElkin(Wiley)TelecommutingForDummies,byMindaZetlin(Wiley)ffirsqxp:AMPagevPublisher’sAcknowledgmentsWe’reproudofthisbookpleasesendusyourcommentsthroughourDummiesonlineregistrationformlocatedatwwwdummiescomregisterSomeofthepeoplewhohelpedbringthisbooktomarketincludethefollowing:Acquisitions,Editorial,andMediaDevelopmentSeniorProjectEditor:ChristinaGuthrieAcquisitionsEditor:LindsayLefevereSeniorCopyEditors:SarahFaulkner,DanielleVoirol,VictoriaMAdangEditorialProgramCoordinator:ErinCalliganMooneyTechnicalEditors:JosephNierman,KarenBartholomewEditorialManager:ChristineMeloyBeckEditorialAssistants:JoeNiesen,DavidLutton,JennetteElNaggarCoverPhotos:©CorbisCartoons:RichTennant(wwwthethwavecom)CompositionServicesProjectCoordinator:ErinSmithLayoutandGraphics:ErinZeltnerProofreaders:MelissaBronnenberg,ChristopherMJonesIndexer:BroccoliInformationMgtPublishingandEditorialforConsumerDummiesDianeGravesSteele,VicePresidentandPublisher,ConsumerDummiesKristinACocks,ProductDevelopmentDirector,ConsumerDummiesMichaelSpring,VicePresidentandPublisher,TravelKellyRegan,EditorialDirector,TravelPublishingforTechnologyDummiesAndyCummings,VicePresidentandPublisher,DummiesTechnologyGeneralUserCompositionServicesGerryFahey,VicePresidentofProductionServicesDebbieStailey,DirectorofCompositionServicesffirsqxp:AMPageviContentsataGlanceIntroductionPartI:FacingOffAgainstaRecession#:DetermineYourNetWorth#:CalculateSpendableIncome#:CreateaMonthlyBudget#:BreatheAwayTension#:TenseYourWaytoRelaxation#:StretchAwayYourStress#:LiftaFingerforSelfMassage#:PracticeHabitsofEffectiveStressManagersPartII:BumpingUpYourBringHome#:UpdateandCustomizeYourResume#:MakeYourResumeStandOut#:GetAcquaintedwithNewInterviewTrends#:StandOutinanInterview#:NailtheVideoInterview#:MaketheMostofaPhoneInterview#:LookforGoodJobsOnline#:LookintoFederalJobs#:PrepareforaCareerChange#:FigureOutWhatYouReallyWanttoDo#:PersuadeYourOrganizationtoLetYouTelecommute#:FindTelecommutingWork#:ConsiderSelfEmployment#:GetAcquaintedwithHomeBasedBusinesses#:GetNewBusinessCashFlowing#:StepstoTakebeforeLeavingYourJob#:TakeTaxDeductionsonHomeBasedBusinesses#:EnsuretheSurvivalofYourHomeBasedBusinessinToughTimes#:ChoosebetweenItemizedandStandardDeductions#:BoostYourHouseholdIncomeftocqxp:AMPageviiLivingWellinaDownEconomyForDummiesviiiPartIII:PuttingYourPersonalFinancesonFirmFooting#:AvoidUnnecessaryFees#:ShopAroundforInsurance#:RaiseYourDeductibletoSaveonInsurance#:SaveMoneyonLifeInsurance#:QualifyforHomeownerPolicyDiscounts#:TakeAdvantageofCoverageYouAlreadyHave#:LookforDiscountsandPremiumCreditsfromYourCarInsurance#:SaveonMedicalCoverageOfferedbyYourCarInsurance#:ContinueHealthCoverageWhenYouLeaveYourJob#:CapYourOutofPocketHealthExpenses#:SaveonIndividualHealthCoverage#:UseMedicalSavingsAccounts#:TapintoTemporaryHealthInsurance#:KnowtheTaxBenefitsofa(k)Plan#:ContinuetoInvest,EvenataReducedAmount#:BorrowfromYour(k)#:LetYour(k)RollOvertoAvoidTaxes#:InvestigateTaxDeferredWaystoSaveforCollege#:SqueezeOutEveryDropofAvailableCollegeMoney#:LookintoFederalAssistancePrograms#:MakeUseofFederalLoans#:DeferorDischargeStudentLoanDebt#:ConsolidateYourCollegeLoans#:FindCollegeBasedScholarships#:AccessStateandLocalScholarships#:TapOrganizationsforScholarships#:AcceptWorkStudyOpportunities#:NegotiateBetterFinancialAid#:RefinanceaFixedRateMortgagePartIV:LivingaRecessionBustingLife#:DevelopGoodShoppingHabits#:SeethroughtheGimmicksGroceryStoresUse#:UseCouponsWisely#:TargetSeasonalGrocerySalesftocqxp:AMPageviii#:PlanYourMealsEconomically#:SaveonSnacks#:StretchOneMealintoTwo(OrMore)#:SaveonBabyFood#:CookUpMoneySavings#:CanIt!#:OtherWaystoSaveintheKitchen#:SaveonSalonExpenses#:ExpandYourWardrobe#:RemoveStainsfromClothing#:ReconstructYourClothes#:FindFuninCommunityResources#:HaveFuninYourOwnBackyardandBeyond#:SaveforaFamilyVacation#:TravelonaFewDollarsaDay#:SaveonPhoneBills#:StayCoolontheCheap#:WarmUpforLess#:MakeYourOwnCleaningSolutions#:ReplaceaRoofShingle#:FindRoofLeaks#:AddMoreInsulation#:InsulatePipes#:InsulateHeatDucts#:TestandFixaWindowAirLeak#:StopAirLeaksaroundDoors#:IdentifyPlumbingLeaks#:ImproveWaterHeaterEfficiency#:HelpYourFurnaceWorkMoreEfficiently#:SaveonYourFuelExpenses#:ChangeYourOwnCarOil#:TakeCareofYourTires#:HireaProwithoutGettingTakenforaRidePartV:MakingtheMostofHolidaysandOtherSpecialEvents#:ThrowaPartyonaBudget#:EntertainonaShoestring#:SpendLessonHolidayDecorationsandGiftsContentsataGlanceixftocqxp:AMPageix#:GetCreativewithGiftGiving#:GiveandPackageSweetsandTreats#:SaveonFineDiningPartVI:StayingAfloatIftheBoatStartstoSink#:LookforSignsofFinancialTrouble#:UnderstandtheCostofBadCredit#:GetCopiesofYourCreditReportandScores#:CheckYourCreditReport#:DisputeInaccurateInfoonYourCreditReport#:AddPositiveInfotoYourCreditReport#:BringCreditCardDebtUnderControl#:TakeCreditSolutionsintoYourOwnHands#:SeekHelpforTheseCreditProblems#:WorkwithaCreditCounselingAgency#:CreateaDebtManagementPlan#:TalktoCreditorstoWorkOutaSolution#:NegotiateaPaybackArrangementwithCollectors#:AvoidCreditRepairScams#:KeepCreditUnderControlWhileUnemployed#:UseHomeEquitytoConsolidateDebts#:TakeControlWhenForeclosureLooms#:DraftaPlanofAttacktoOffsetForeclosure#:UnderstandTypesofBankruptcy#:TrytoAvoidBankruptcy#:NegotiatewithCreditorstoAvoidBankruptcy#:ChooseWhichBillstoPayWhenYouFileforBankruptcy#:NegotiatewiththeIRSPartVII:ThePartofTens#:TenWaystoTrimtheMoneyTree#:TenWaystoHandleFinancialEmergenciesIndexLivingWellinaDownEconomyForDummiesxftocqxp:AMPagexIntroductionAskaneconomistwhatarecessionis,andyou’lllikelygettheanswer“adeclineingrossdomesticproductlastingtwoormoreconsecutivequarters”(Grossdomesticproduct,orGDP,isthetotalvalueofgoodsandservicesproducedinacountry)Atthetimeofthiswriting,Americaisn’tofficiallyinarecession(althoughmanyanalystssayit’sjustamatterofgettingthenumbersthat’llprovethatthesecondquarterdeclinehasactuallyoccurred),buttheeconomyisdefinitelyinadownturnHomevaluesarefalling,employmentisdown,realincomeisdown,andenergycostsareskyrocketingSohowlongwillthisdownturnlastNooneknowsSomethinkit’llbeoverinamatterofmonthsotherspredicttherecessioncouldlastayearorlongerNoneofthisisgoodnewsFortunately,youcandomorethancrossyourfingersandhopeforgoodluckDuringarecession,youhavethefollowingmainobjectives:�PrepareyourselfincaseyouloseyourjobAscompaniesearnless,theylookforwaystosavemoneyUnfortunately,payrollreduction(read“layoffsandfirings”)isakeywa

用户评价(0)

关闭

新课改视野下建构高中语文教学实验成果报告(32KB)

抱歉,积分不足下载失败,请稍后再试!

提示

试读已结束,如需要继续阅读或者下载,敬请购买!

文档小程序码

使用微信“扫一扫”扫码寻找文档

1

打开微信

2

扫描小程序码

3

发布寻找信息

4

等待寻找结果

我知道了
评分:

/49

Living.Well.in.a.Down.Economy.for.Dummies

仅供在线阅读

VIP

在线
客服

免费
邮箱

爱问共享资料服务号

扫描关注领取更多福利